USDA and FHA Pro and Con in Oswegatchie, St. Lawrence County, NY
In 2025, the USDA loan limit for a single-family home in Oswegatchie, county of St. Lawrence, NY, is $336,500. Similarly, the FHA loan limit stands at $472,030.
Make use of the Lendersa® USDA loan calculator to differentiate between the current best rates of USDA and FHA loans. Determine the income, credit, reserves, and paperwork required to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which program is ideal for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Oswegatchie, St. Lawrence, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Oswegatchie, NY
Lendersa® strives to secure the best USDA or FHA loan with speed and ease. Select one of the three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, no down payment is needed for USDA loans.
11261 Southwest Parkside Drive, Port Saint Lucie, FL, 34987
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Team Stapleton Home Loans LLC in St. Petersburg is the friendly mortgage lender with small-town values. Never hesitate to call us, even if you just want to ask a question or you’re not ready to start the home loan application process. Think of us as a neighbor who happens to know a ton about home loans. Of course, if you’re ready to get started.
Our mission statement "We Help People Succeed" is our duty and our responsibility to you, our Members. We continually strive to be the best at what we do & help those who are often ignored or pushed away by other institutions. The Credit Union philosophy of self-help, self-support & promotion of thrift has not changed since our beginning in 1954.
A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
"Kansas Mortgage Center offers a wide variety of loan programs, including Home Purchase Programs, Refinance Programs and Home Renovation Programs. We lend on primary, secondary and investment properties.
Let one of our trained specialists at Kansas Mortgage Center help you towards planning your future."
554 SE Port St Lucie Blvd, Port Saint Lucie, FL, 34984
"We are your local mortgage heroes!
We are a team of problem-solvers.
Knowledgeable, patient, and caring, we are determined to get you approved for your loan and into your home.
As a local mortgage broker, we access to all loan options on the market for you.
We are not restricted to only a handful of programs."
201 SW Port St Lucie Blvd #105, Port Saint Lucie, FL, 34984
SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity, and stability in 39 states.
First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701
Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
