USDA Vs. FHA your options comparison in Oswegatchie, St. Lawrence County, NY
In 2025, the USDA loan limit for a single-family home in Oswegatchie, county of St. Lawrence, NY, is $336,500. Similarly, the FHA loan limit stands at $472,030.
Make use of the Lendersa® USDA loan calculator to differentiate between the current best rates of USDA and FHA loans. Determine the income, credit, reserves, and paperwork required to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which program is ideal for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Oswegatchie, St. Lawrence, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Oswegatchie, NY
Lendersa® strives to secure the best USDA or FHA loan with speed and ease. Select one of the three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, no down payment is needed for USDA loans.
We are experts at financing real estate, this is all we do. We have years of experience, thousands of transactions completed and we are here to help you.
Capital Three Sixty is a correspondent mortgage lender specifically design to meet the financing needs of real estate investors. We offer all of the loan products that an investor needs
Monson Savings Bank is a community bank that has served local residents and businesses since 1872. We are proud to play an integral role in the communities we serve, contributing to the progress and success of the area. We have a deep connection and understanding of the local landscape which allows us to appreciate everything that makes it so great
Pro-Mac Appraisal Management Services is a Regional Appraisal Management Company that specializes in residential and commercial appraisal/valuations for both lending and non-lending purposes. With over 50 years of combined experience in all facets of real estate transactions, we are well-equipped to assist our clients.
Lewis Commercial Services llc dba Michael Lewis Group
P.O. Box 1068, DINGMANS FERRY, PA, 18328
The Michael Lewis Group has long relationships with a great many life companies, CMBS platforms, hedge funds, pension funds, hard money lenders, private money lenders, equity investors, ultra-high-net-worth individuals, construction loan lenders including infrastructure financing, middle market advisory services via affiliated merchant banks and in
We are committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. We will work with you to come up with a plan
On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
77 Gilcreast Rd, Suite 2004, Londonderry, NH, 03053
Bedford Lending Corporation is a direct MAP and LEAN approved FHA lender & commercial mortgage banking company that provides financing solutions for apartments, healthcare facilities, senior living, hospitals, and other commercial real estate. Our direct loan programs can be used to acquire, refinance, construct, or rehabilitate assets nationwide.
