USDA Vs. FHA your options comparison in Stony-Brook-University, Suffolk County, NY
In 2026, the USDA loan limit in Stony-Brook-University, within the county of Suffolk, NY, is
$657,900. For a single-family home, the FHA limit stands at
$822,375.
Use the Lendersa® USDA loan calculator to evaluate today's prime USDA versus FHA rates.
Discover the required income, credit, reserves, and necessary documents for qualification.
Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA loans,
assisting you in selecting the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Stony-Brook-University, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Choosing USDA and FHA Loan Options in Stony-Brook-University, NY
At Lendersa®, our goal is to secure the best USDA or FHA loan quickly and without hassle.
Choose one of three starting approaches to connect with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan
or USDA mortgage, is specifically available in rural areas. Unlike FHA loans requiring at least a 3.5% down payment,
USDA loans require no down payment, providing a distinct advantage.
First State Bank of Harvey has been growing and changing with the community. Originally chartered in 1913 at Silva, North Dakota as the First State Bank of Silva with $10,000 in capital, the bank has grown to a $60 million institution with a branch in Anamoose, ND. Founded by H. Thorsen, A.O. Refling and H.L. Thorsen.
American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
"Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation. ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
Coburn Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. Overall policies are set by the Board of Directors who are elected each year by the credit union members present at the annual meeting. A staff of paid employees manages the day-to-day operations.
660 S Martin Luther King Jr Parkway, Beaumont, TX, 77701
Beaumont Community Credit Union is committed to providing a full range of competitively priced, efficiently delivered financial products and services. We will strive to achieve ultimate member satisfaction with a courteous and professional staff, supported by sound management and a solid financial foundation.
We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .
In 1935, 5Point was born as a credit union intended to support the men and women who worked for The Texas Company. What started as a small community endeavor with 57 members and $247 in total savings has grown in ways its founders could not have imagined. Today, 5Point is one of the largest independent not-for-profit financial institutions.
At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.
The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
