USDA Vs. FHA your options comparison in West-Seneca, Erie County, NY
In 2025, the USDA loan limit in West-Seneca, under the jurisdiction of Erie county, NY, stands at $285,000. For a single-family home, the FHA limit is specified as $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA and FHA rates currently available. This tool assists in determining the necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA programs, enabling you to select the best-fit program for your financial situation in .
2025 Loan Limits & Down Payment Requirements for West-Seneca, Erie County, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Seneca, NY
The aim of Lendersa® is to expedite the process of finding the ideal USDA or FHA loan tailored to your needs, with maximum efficiency and minimal hassle. Begin by choosing from one of three exploratory paths leading to matching lenders, thus tapping into USDA loan opportunities.
The USDA home loan is secured by the government through the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is exclusive to rural areas. Unlike FHA loans necessitating a minimum down payment of 3.5%, no down payment is required for the USDA mortgage.
This program specifically supports rural community expansion by offering a zero-down payment option, competitive interest rates, and user-friendly terms. Consequently, it opens the doors of homeownership to more applicants in these regions. Whether you're interested in purchasing or refinancing, the USDA loan stands as a persuasive option for prospective homeowners without the initial hefty financial barrier inherent in other loan types, fostering a wider inclusion for home buying candidates.
6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254
"We are a veteran owned & operated mortgage company located in Scottsdale, Arizona.
Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes.
Inline’s loan officers have extensive home refinancing knowledge"
6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254
De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.
16427 North Scottsdale Road, Suite 410, Scottsdale, AZ, 85254
At Clear Home Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
6424 East Greenway Parkway, Suite 100, Scottsdale, AZ, 85254
Kierland Mortgage Group, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are an Arizona-based mortgage company that wants to be your trusted guide through the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
7047 E. Greenway Parkway, Suite 160, Scottsdale, AZ, 85254
At Clover Key Home Loans®, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
Taylor Financial Group LLC is a professional mortgage brokerage firm located in Scottsdale, Arizona. As a mortgage broker, we are different than a bank or credit union that offers mortgage products. They are retail lenders, offering their own limited number of loan options at higher retail interest rates.
At Arizona Home Loan. We are a full-service mortgage company based in Scottsdale, AZ. We specialize in home purchase loans and refinancing in Scottsdale, Phoenix, Paradise Valley, and Gilbert. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85254, 85016,
13402 North Scottsdale Road, Suite B-185, Scottsdale, AZ, 85254
The Valley Savers Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
16427 N Scottsdale Rd, Suite 410, Scottsdale, AZ, 85254
Come experience the Marketline difference. Quick, easy and stress-free is our goal! We go out of our way to find the lowest rates available for your situation, provide stellar personal service, keep you in the loop, and provide your financing as quick as possible. Above all, we want you to feel at home throughout the process.
