USDA Vs. FHA Pro and Con comparison in Depew, Erie County, NY
In the year 2025, the limit for USDA loans in Depew, located within Erie county, NY, is $336,500. Meanwhile, the limit for FHA loans, applicable to single-family homes, stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side. This enables you to choose the program in Alabama that best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Depew, County of Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploration of USDA and FHA Loan Options in Depew, NY
The goal at Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Choose from one of three starting paths to connect with matching lenders and find suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is reserved for properties in rural areas. Distinct from FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment, which is a key benefit for rural buyers.
12424 Wilshire Boulevard, Suite 630, Los Angeles, CA, 90025
First Financial Bancorp (FFB) is a full-service mortgage company providing clients with services on residential, investment, commercial and construction. First Financial Bancorp is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community.
12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025
Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.
11111 Santa Monica Boulevard, Suite 1840, Los Angeles, CA, 90025
JDM Funding Corp provides competitive financing options for real estate investors, developers, & owner-occupants. Given our extensive experience, we offer direct expertise for each situation & transaction, whether you are buying a home, or you have a commercial project needs, such as financing existing properties, construction, development.
12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025
Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.
11601 Wilshire Blvd., Suite 500, Los Angeles, CA, 90025
Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. It is a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consiste
12100 Wilshire Boulevard, Suite 520, LOS ANGELES, CA, 90025
iBorrow is a direct lender that provides short term bridge financing of up to $25 million to commercial property owners at fixed interest rates on a non-recourse basis. iBorrow has completed more than $350 million worth of transactions and lends on all property types throughout the United States.
11601 Wilshire Boulevard Suite 2410, LOS ANGELES, CA, 90025
Rodeo Lending is a direct lender specializing in commercial real estate bridge loans nationwide. Rodeo Lending is dedicated to providing alternative financing options to those that dont fit into the conventional lending system.With creativity & experience, we are confident that we can accommodate most financing needs through a personal relationship
11901 Santa Monica Blvd Suite 110, Los Angeles, CA, 90025
"Bill has substantial experience handling jumbo loans($750,000 – $6,000,000), for both residential and commercial properties, as well as the many, related complex issues. Bill vast resources assure you of finding the best possible rates and terms
Alternative Documentation Loans
Low Credit Score
Refinancing Mortgages
Fidelity Mortgage Lenders, Inc. has been funding real estate loans in Southern California since 1971. At Fidelity Mortgage Lenders, we base our loan qualifications on the property value, not on the borrowers’ credit. We can fund your next Commercial Real Estate Loans, whether small or large.
No Tax Returns, Fast Funding.
1990 S. Bundy Drive, Suite 640, Los Angeles, CA, 90025
Dominion Mortgage Corporation is a privately held real estate mortgage lender that finances income-producing commercial and healthcare properties nationwide. Founded in 1977 in West Los Angeles, California, Dominion was formed to provide time-sensitive, fair and creative underwriting solutions to fund your mortgage loan.