USDA Loan Vs. FHA loan pro & con for Depew, Erie County, NY

In 2025, USDA loan limit in Depew, county of Erie, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Depew, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(602) 625-9677 1900 miles Lender's profile and map Reviews Kierland Mortgage Group, Inc. 6424 East Greenway Parkway, Suite 100, Scottsdale, AZ, 85254 Kierland Mortgage Group, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are an Arizona-based mortgage company that wants to be your trusted guide through the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
(888) 831-6880 1900 miles Lender's profile and map Reviews Clover Key Home Loans 7047 E. Greenway Parkway, Suite 160, Scottsdale, AZ, 85254 At Clover Key Home Loans®, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
(888) 838-4914 1900 miles Lender's profile and map Reviews Taylor Financial Group LLC 6424 E Greenway Pkwy, Scottsdale, AZ, 85254 Taylor Financial Group LLC is a professional mortgage brokerage firm located in Scottsdale, Arizona. As a mortgage broker, we are different than a bank or credit union that offers mortgage products. They are retail lenders, offering their own limited number of loan options at higher retail interest rates.
(833) 929-5626 1900 miles Lender's profile and map Reviews Arizona Home Loan, LLC 6239 E Marilyn Rd, Scottsdale, AZ, 85254 At Arizona Home Loan. We are a full-service mortgage company based in Scottsdale, AZ. We specialize in home purchase loans and refinancing in Scottsdale, Phoenix, Paradise Valley, and Gilbert. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85254, 85016,
(602) 332-9544 1900 miles Lender's profile and map Reviews Valley Savers Mortgage, LLC 13402 North Scottsdale Road, Suite B-185, Scottsdale, AZ, 85254 The Valley Savers Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(480) 967-8286 1900 miles Lender's profile and map Reviews Marketline Mortgage, LLC 16427 N Scottsdale Rd, Suite 410, Scottsdale, AZ, 85254 Come experience the Marketline difference. Quick, easy and stress-free is our goal! We go out of our way to find the lowest rates available for your situation, provide stellar personal service, keep you in the loop, and provide your financing as quick as possible. Above all, we want you to feel at home throughout the process.
(480) 305-8500 1900 miles Lender's profile and map Reviews Homeowners Financial Group USA, LLC 16427 N. Scottsdale Road, Suite 145, Scottsdale, AZ, 85254 Since we first opened our doors in 2004, Homeowners Financial Group has been committed to serving the needs of borrowers, while maintaining a corporate culture focused on family. We take pride in being able to help people complete one of the most important financial transactions they will ever have–purchasing a home.
(480) 405-4470 1900 miles Lender's profile and map Reviews Capital Fund 1 14555 N Scottsdale Rd, Suite 200, Scottsdale, AZ, 85254 Capital Fund I, LLC is a direct private money lender based in Scottsdale, Arizona. You might be wondering why we clarify that we are a “direct” lender, and that is because we are not a broker who will look at your deal and find a lender to fund it, and place a large price tag on it, you are working DIRECTLY with the lender.
(916) 768-9107 1900 miles Lender's profile and map Reviews Tri-Point Capital 6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254 Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve
903 721 5807 1900 miles Lender's profile and map Reviews Merchants Mortgage & Trust Corporation 11333 N. Scottsdale Rd. #293, Scottsdale, AZ, 85254 Merchants Mortgage and Merchants Funding is a private lender that specializes in short-term loans to real estate investors. We lend in Colorado, Arizona, Oregon, Washington, Kansas, Missouri, Texas, and California. The company has closed over $3 Billion in fix-and-flip, fix-to-hold, and construction transactions for its clients.