USDA and FHA Pro and Con in Depew, Erie County, NY
In the year 2026, the limit for USDA loans in Depew, located within Erie county, NY, is $336,500. Meanwhile, the limit for FHA loans, applicable to single-family homes, stands at $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side. This enables you to choose the program in Alabama that best fits your financial needs.
2026 Loan Limits and Down Payment Requirements in Depew, County of Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploration of USDA and FHA Loan Options in Depew, NY
The goal at Lendersa® is to provide you with the best USDA or FHA loan quickly and without hassle. Choose from one of three starting paths to connect with matching lenders and find suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is reserved for properties in rural areas. Distinct from FHA loans that demand a minimum down payment of 3.5%, USDA loans require no down payment, which is a key benefit for rural buyers.
4405 Riverside Drive, Suite 101, Burbank, CA, 91505
The Mortgage Group is a family run business since 1995. After working for and managing other mortgage companies for many years, Gary Hatch started his own company, The Mortgage Group, in 1995. In early 2000, his daughter, Christine, joined the company. In 2006, the responsibility of running the company was transferred to Christine.
Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
5772 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
We are "SERIOUS ABOUT SERVICE"! Our mission is to deliver the highest level of service, accountability and integrity to our customers while offering a broad portfolio of mortgage products. We'll also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
We believe that every client deserves the best care and service when refinancing or purchasing the home of their dreams. We shop until we find a mortgage that meets your needs and have what it takes to make a difference. We work with multiple lenders and we are able to provide our clients with extremely competitive pricing.
5882 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
Our established network of real estate professionals throughout California will be able to serve your needs promptly and with a very personalized approach. Whether you are a first-time homebuyer, just starting your research, or a seasoned investor you will be treated with the same high level of distinction.
16892 Bolsa Chica Street, Suite 202, Huntington Beach, CA, 92649
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16531 Bolsa Chica St, Unit 300, Huntington Beach, CA, 92649
California Financial and Real Estate Center Inc Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
Nexgen Home Finance was started in 2004 by Jason Kiffe and Leyla Sharifi. Their intent was to offer an alternative to the unethical and inexperienced advice that was growing rampant as a result of various lenders hiring without any training or mortgage education. They felt that good financial advice should come from people who not only study.
