USDA and FHA Pro and Con in Lancaster, Erie County, NY
In 2025, the USDA loan limit for Lancaster in Erie county, NY, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
With the Lendersa® USDA loan calculator, you can compare the best current rates between USDA and FHA options. It helps you determine the necessary income, credit scores, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator presents the USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the most suitable program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Lancaster, Erie County, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lancaster, NY
Lendersa® aims to help you secure the best USDA or FHA loan quickly and with no hassle involved. Begin by selecting one of three starting points to match with appropriate lenders for USDA loan programs.
USDA home loans are backed by the government Department of Agriculture, also known as USDA rural development loans. These are exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages require no down payment at all.
Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.
Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.
Canals & Trails Credit Union was established in 1959 as Lockport Schools Credit Union. As the community of Lockport grew and the population expanded, Lockport Schools Credit Union changed its name to Tri-Township Schools Federal Credit Union. In addition to serving school districts in Lockport, Romeoville, Bolingbrook, Crest Hill, Homer Glen
Parlay Mortgage & Property, where we are constantly striving to make a complicated process a little bit better. We offer all types of mortgage products including, but not limited to, Conventional, FHA, VA, Purchase, Refinance, Fresh Start (recent bankruptcy, foreclosure or short sale) and First-time Homebuyer
RTP Federal Credit Union was founded in 1968 by a group of federal employees in the Research Triangle Park, seeking to bring the benefits of credit union membership to this area. Today, over 300 businesses and associations in the RTP and greater Triangle area are offering the benefits of RTP Federal Credit Union membership.
11010 Lake Grove Blvd, Suite 100 PMB 119, Morrisville, NC, 27560
Pearl Consulting & Financing works with business owners to maximize their potential, providing exceptional consulting services that are catered specifically to their needs. From strategic decisions, to financing, to developing your capabilities, Pearl Consulting & Financing is here to help. Using our expertise & deep understanding of the industry,
112-114 North Sycamore Street, Elizabethton, TN, 37643
Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
