USDA and FHA Pro and Con in Clayton, Jefferson County, NY
In 2025, the USDA loan limit set in Clayton, within the county of Jefferson, NY, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to analyze today's best USDA versus FHA rates, and determine the income, credit, reserves, and documentation necessary for qualification. The advanced mortgage calculator equips you to compare USDA, FHA, Conforming, and VA offerings side by side, helping you select the optimal program for your financial situation in .
Loan Limits and Down Payment Guidelines for 2025 in Clayton, Jefferson, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Clayton, NY
Lendersa® aims to swiftly connect you with the finest USDA or FHA loan possibilities, free of hassle. Choose from three starting points to engage matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage comes with no down payment requirement.
Jefferson Bank & Trust was organized & incorporated in Missouri on July 20, 1892. It was one of the earliest neighborhood banks in the City of Saint Louis.The bank’s 1st location was at the Northwest corner of Jefferson and Franklin. Over the last century, Jefferson Bank and Trust has earned an enviable reputation.
"Flip Finance is a private money lender based out of St. Louis that provides financing for real estate investments. The loans are short term and based on the value of the property when rehabbed. Flip Finance will loan 100% of the purchase and in most cases the fix as well.
Simply fill out the contact us"
1650 West 82nd Street, Suite 1500, Bloomington, MN, 55431
At United Banker's Bank, “First for Your Success” is more than just our tagline; it's a promise and a guiding principle that establishes the success of each and every customer as our number one priority. UBB pioneered the bankers' bank model and for more than 45 years we have placed the needs and success of our community bank customers
Star Choice is a not for profit financial institution owned and operated entirely by our members. Star Choice Credit Union has been happily serving members since 1931. We are dedicated to making sure you love what we do and keep coming back. We still carry out the tradition of people-helping-people by building strong financial futures.
3500 American Blvd West, Suite 500, Minneapolis, MN, 55431
We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
8120 Penn Ave S, Suite 100P, Bloomington, MN, 55431
Flashpoint Mortgage Corp. We are a full-service mortgage company based in Bloomington, Minnesota. We specialize in home loans in Bloomington. We also serve the surrounding cities in Hennepin County. Whether you are buying a home or refinancing and we can help you realize your dream of homeownership or save you money.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Alltru Credit Union is a member-owned, not-for-profit financial cooperative dedicated to helping our members achieve their financial dreams. For over 50 years, Alltru has provided members with a full line of dependable financial products and services such as loans, investment, savings, credit and debit cards, online banking,
