USDA Vs. FHA your options comparison in Clayton, Jefferson County, NY
In 2025, the USDA loan limit set in Clayton, within the county of Jefferson, NY, is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.
Take advantage of the Lendersa® USDA loan calculator to analyze today's best USDA versus FHA rates, and determine the income, credit, reserves, and documentation necessary for qualification. The advanced mortgage calculator equips you to compare USDA, FHA, Conforming, and VA offerings side by side, helping you select the optimal program for your financial situation in .
Loan Limits and Down Payment Guidelines for 2025 in Clayton, Jefferson, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Clayton, NY
Lendersa® aims to swiftly connect you with the finest USDA or FHA loan possibilities, free of hassle. Choose from three starting points to engage matching lenders and USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage comes with no down payment requirement.
13191 Crossroads Pkwy, Suite 525, City Of Industry, CA, 91764
"We are available from 8am to 8pm 7 days a week
•We use CRM to convert leads
•We put together complete pre-approval packages
•We help get offers accepted with our 30-10-14
•We close early or on time every time
•We communicate with you and the customer throughout the whole process"
800 North Haven Avenue, Suite 370, Ontario, CA, 91764
United Mortgage Fund was established from employees that worked at other mortgage companies but were fed up with how those companies treated their customers. Our ownership wanted to create a family orientated environment that puts the customers needs first and could act swiftly to all aspects of the mortgage financing experience.
3155 Sedona Court, Building C, Suite 2, Ontario, CA, 91764
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
With over 15 years of experience in the mortgage industry. We have extensive knowledge in the various types of programs that are available to any level of home buyer. We work with your financial situation. From first time home buyers or if it is your 3rd or 4th time buying a property we know just the right program for you.
Billy Ross, Realtor In 2006 he began working full-time in real estate as an appraiser trainee. In this role, he learned the art, science and importance of real estate valuation. In 2007 he became a licensed broker and focused his attention on professional sales. In 2008 he joined a firm and quickly established a reputation as a knowledgeable.
3100 E. Cedar Street, Suite 11, Ontario, CA, 91764
Houzerz is a real estate and mortgage company that emphasizes building client relationships and alleviating the pressures of the home-buying process. We sit with our clients to determine which type of home and mortgage loan would best suit them and their budget. Our company is devoted to ensuring that our clients receive the most attentive,
3602 Inland Empire Boulevard, Suite B140, Ontario, CA, 91764
Homesmart Lending My goal as a Real Estate Broker is to treat my client's satisfaction as the highest priority. I pledge to be honest, work diligently, and treat everyone with the utmost respect. In doing this, I hope to not only earn your business, but to be your trusted partner for all of your real estate needs.
Diamond Financial. We are a full service mortgage company based in Ontario, CA. We specialize in FHA Loans, Conv, VA, First Time Homebuyers in California. We service all of California. Whether you are buying a home or refinancing anywhere in California we can help your dreams of home ownership become a reality
