USDA and FHA Pro and Con in Middleburgh, Schoharie County, NY
In the year 2025, within Middleburgh, Schoharie County, NY, the USDA loan limit is designated as $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates, and identify the necessary income, credit, reserves, and documentation for eligibility. By using our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting in determining which program in best fits your financial situation.
2025 Loan Limits and Downpayment Requirements in Middleburgh, Schoharie, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Middleburgh, NY
The objective of Lendersa® is to provide you with the most suitable USDA or FHA loan swiftly and with ease. Opt for one of three approaches that connect you with matching lenders and USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
North Penn Federal Credit Union (NPFCU) was established in 1955 by a group of employees of North Penn Transfer, a trucking company in Lansdale PA. We are federally chartered by NCUA. We are a non-profit financial cooperative owned and controlled by the members and operated for their benefit by promoting savings and providing low-cost loans. We have
529 Main St, Suite P200 & P300, Charlestown, MA, 02129
Our goal is to provide the best suited real estate financing for investors.
We engage in honest conversation while showing respect to all people.
We listen to our clients, investors, vendors, and other individuals we may come in contact.
We truly embrace customer commitment, building and nurturing relationships.
AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.
In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.
Horizon Federal Credit Union was founded in 1955 as a credit union for health care professions in the Williamsport area. Horizon’s objective is to be the most trusted financial institution in our community. Our staff will provide exceptional services, products and experiences for our members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Haverhill Bank is a full service community bank with a wide range of financial products and services. Loan products include both residential and commercial mortgages and lines of credit, as well as personal and business loans. The bank’s personal and business deposit products include a variety of savings and checking accounts.
