USDA Vs. FHA Pro and Con comparison in Copiague, Suffolk County, NY
In the year 2025, the USDA loan maximum in Copiague, which is part of Suffolk county, NY, is $776,600, whereas for a single-family residence, the FHA loan maximum reaches $1,089,300.
With the Lendersa® USDA loan calculator, you can evaluate today’s leading USDA versus FHA loan rates, including the income levels, credit score, reserves, and required documentations for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding you in determining the best suited program in for your financial needs.
Loan Limits and Down Payment Details in Copiague, Suffolk county, NY for 2025
Loan Type
Maximum Loan
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Possibilities in Copiague, NY
Lendersa® strives to promptly deliver the most advantageous USDA or FHA loans without complication. Choose from one of the three primary paths to connect with matching lenders and discover USDA loan programs.
A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture and is limited to rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage allows for a purchase with no down payment necessary.
Columbia Credit Union is unique. Not-for-profit and member-owned since 1935, we are dedicated to satisfying our members' needs. You'll appreciate our friendly service, low interest loans, high-yield savings accounts, and convenient 24-hour account access services. It's what makes us different and better than other financial institutions.
The Callaway Bank is a locally owned, community bank whose goal is to help improve the financial life of our personal and business clients: We're With You For The Moments That Matter & also They can be really big like starting a business or buying a home. They can be small like dinner with friends or treating your team to lunch for a great quarter.
Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
Tampa Postal Federal Credit Union was founded by a group of USPS employees shortly after the Great Depression in 1941. Their goal was to create a financial institution where members and their financial dreams, not profits, were the focus.Today, Tampa Postal FCU continues this mission by providing a full range of financial services.
Brewton Mill Federal Credit Union was started in 1959 as Brewton CCA Federal Credit Union. In 1999 we changed our name to Brewton Mill Federal Credit. Today our membership includes: Employees of Smurfit-Stone Container Corporation Brewton Mill, Brewton Mill Federal Credit Union Employees, Members of their immediate families
The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.
People in the Two Harbors area who believed townspeople could benefit from an alternative to commercial banks founded THFCU in 1948. Founders envisioned a model financial cooperative where people pooled their money for borrowing and would have a safe place to save money. In contrast to a commercial bank, the "credit union
18952 N Dale Mabry Hwy, Suite 101, Lutz, FL, 33548
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548
SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
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