USDA Vs. FHA your options comparison in Lindenhurst, Suffolk County, NY
In 2025, the USDA loan limit for Lindenhurst, located in Suffolk County, NY, is set at $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to assess the best available rates between USDA and FHA loans today. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in selecting the optimal program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Lindenhurst, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Lindenhurst, NY
Lendersa® is committed to helping you secure the best possible USDA or FHA loans quickly and effortlessly. Choose from three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is offered only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans have no down payment requirement.
NeighborWorks Southern Colorado (NWSoCo) is a registered 501(c)3 nonprofit organization located in Pueblo, CO. As an affiliate member of NeighborWorks America with 40 years of experience and a network of community partners, NWSoCo is uniquely qualified to meet the needs of communities across Southern Colorado.
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