USDA and FHA Pro and Con in Lindenhurst, Suffolk County, NY
In 2025, the USDA loan limit for Lindenhurst, located in Suffolk County, NY, is set at $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to assess the best available rates between USDA and FHA loans today. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows for side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in selecting the optimal program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Lindenhurst, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Lindenhurst, NY
Lendersa® is committed to helping you secure the best possible USDA or FHA loans quickly and effortlessly. Choose from three starting points to connect with lenders and explore USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is offered only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans have no down payment requirement.
eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
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300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
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