USDA Vs. FHA your options comparison in North-Lindenhurst, Suffolk County, NY

During 2025, the USDA loan limit for North-Lindenhurst in the county of Suffolk, NY, is set at $657,900, whereas the FHA loan limit for a single-family home is $822,375.

Leverage the Lendersa® USDA loan calculator to assess and contrast the best USDA and FHA rates today. Determine the necessary income, credit, reserves, and documentation required for qualification. With our comprehensive mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, aiding you in deciding the optimal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in North-Lindenhurst, County of Suffolk, NY

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in North-Lindenhurst, NY

The mission of Lendersa® is to secure the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting points to connect with lenders and USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture, meant for rural areas exclusively. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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