USDA Vs. FHA your options comparison in North-Amityville, Suffolk County, NY
In 2025, the USDA loan limit for North-Amityville in Suffolk county, NY, is $657,900. For single-family homes, the FHA cap is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in suits your financial circumstances best.
2025 Loan Limits and Down Payment Criteria in North-Amityville, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Alternatives in North-Amityville, NY
The primary goal of Lendersa® is to swiftly provide you with the best USDA or FHA loans without complications. Start your journey with one of three paths that connect you with appropriate lenders and USDA loan solutions.
A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
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Griselda Ledesma and Ledesma Team As a team we value visionary thinking, productivity, accountability and growth. With over 100 years of combined experience we are proud to be a quality resource for our community, yet remain humble and grateful to have the opportunity to serve. Our work is much more than real estate and mortgage.
BayWest Mortgage Over 30 years experience specifically in residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Association of Mortgage Professionals. residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Ass.
Our goal to provide our customers with the best community banking experience possible. Where other banks have devised new and inventive ways to deal with their customers at an arms length, we remain committed to the idea that bank-customer relationships should be personal. We make an effort to know you, our clientele, and adapt our service.
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