USDA Loan Vs. FHA loan for North-Amityville, NY [ best of 2023]

In 2025, USDA loan limit in North-Amityville, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Amityville, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

480 442 2214 2168 miles Lender's profile and map Reviews Clear Mortgage LLC 9399 S Priest Drive, Tempe, AZ, 85284 Clear Mortgage, The Clear Choice For Investors in Today’s Real Estate Market. Providing transitional funding for acquisition of financially distressed residential property. Clear Mortgage strives to make using hard money easy. Our goals are to provide quick, honest answers and to honor our commitments
(208) 245-4231 2168 miles Lender's profile and map Reviews St. Joe Valley Credit Union 129 S 9th Street, Saint Maries, ID, 83861 This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members. We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,
(602) 335-5500 2169 miles Lender's profile and map Reviews Define Mortgage Solutions 148 N. 48 St, Phoenix, AZ, 85034 "Define Mortgage Solutions has a proven track record of creating exceptional mortgage experiences, with an average turnaround time of less than 30 days. Our dedicated mortgage professionals are passionate about providing personal guidance to best serve your members. In our most recent quarterly survey, over 96% of borrowers reported that they are
(602) 433-7000 2169 miles Lender's profile and map Reviews Desert Financial Credit Union 148 North 48th Street, Phoenix, AZ, 85034 "At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep Federally insured by the NCUA. Equal Housing Opportunity."
(208) 665-5999 2169 miles Lender's profile and map Reviews Bank CDA 912 Northwest Boulevard, Coeur D Alene, ID, 83814 Bankcda is your hometown bank. We are proud that decisions are made locally allowing us to deliver expertise and flexibility to our communities. We are your neighbors and are committed to the success of local businesses and families by delivering high-quality service and products.
(208) 765-0284 2169 miles Lender's profile and map Reviews Mountain West Bank 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814 Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.
(602) 347-6726 2169 miles Lender's profile and map Reviews Paragon Mortgage Corporation 1130 E Missouri Ave, Suite 204, Phoenix, AZ, 85014 Paragon Mortgage Corporation is an FHA, HUD MAP and LEAN approved mortgage lender solely focused on HUD-insured financing for over 33 years. Headquartered in Phoenix, Arizona, Paragon Mortgage is known for its highly experienced staff representing decades of originating, underwriting and processing of HUD/FHA loans.
(208) 667-3374 2169 miles Lender's profile and map Reviews All American Liberty Mortgage Inc 315 East Indiana Avenue, Coeur D Alene, ID, 83814 Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.
(602) 321-1684 2169 miles Lender's profile and map Reviews Phoenix Mortgage Brokers LLC 5227 North 7th Street, Phoenix, AZ, 85014 At PMB, you get a range of lending options tailored to meet your needs, as well as advice on the submission, processing, and funding of mortgage applications in Arizona. Our goal is to make borrowing simple and save you money. With a wide array of products for home mortgages, mortgage refinancing, and construction financing
(208) 664-9260 2169 miles Lender's profile and map Reviews YES MORTGAGE 2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814 YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(208) 640-5626 2169 miles Lender's profile and map Reviews Lake City Mortgage 1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814 At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.