FHA Vs. USDA loan program for Lake-Luzerne, Warren County, New York

In 2026, the USD loan maximum in Lake-Luzerne, located in Warren county, NY, is $285,000; meanwhile, the FHA ceiling for a single-family home hits $356,362.

Utilize the Lendersa® USDA loan calculator to differentiate between today's best rates for USDA and FHA, and find out the essential income, credit, reserves, and documents needed for eligibility. Our state-of-the-art mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, helping you choose the right fit in for your financial needs.

Options for USDA and FHA Loans in Lake-Luzerne, NY

Lendersa® is committed to securing the most advantageous USDA or FHA loan for you swiftly and seamlessly. Choose one of three starting strategies that facilitate connections with suitable lenders and USDA programs.

Understanding USDA Loan in NY

A USDA home loan is guaranteed by the governmental Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, accessible only in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, the USDA mortgage does not require any down payment at all.

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(724) 297-3084 Lender's profile and map Reviews Moonlight Credit Union 101 Deer Park Road, Worthington, PA, 16262 Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(301) 289-9800 Lender's profile and map Reviews Transit Employees Federal Credit Union 2440 Market Street NE, Suite 901, Washington, DC, 20018 Transit Employees Federal Credit Union (TEFCU) was founded on March 29, 1940 as D.C. Transit Workers Division 689 Federal Credit Union, by five (5) employees of the Capital Transit Company in Washington, DC. They combined their purchasing power and started the Credit Union with thirty-seven (37) shares at a par value.
(202) 726-2285 Lender's profile and map Reviews Phi Beta Sigma Federal Credit 145 Kennedy Street NW, Washington, DC, 20011 PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally. While it is similar to a bank in terms of the services it provides, it is philosophically different in operation. PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally.
(202) 722-2000 Lender's profile and map Reviews Industrial Bank 4812 Georgia Avenue NW, Washington, DC, 20011 "Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region. Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
(301) 215-7310 Lender's profile and map Reviews WH Mortgage 6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817 Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.
(443) 528-9699 Lender's profile and map Reviews Infinity Capital Finance 10411 Motor City Dr, 7th Floor, Bethesda, MD, 20817 "Infinity Capital Finance is a direct private money lender that provides financing through loans secured by non-owner occupied residential real estate. With more than 30 years of combined experience, the partners of Infinity Capital Finance have organized operations around sound business practices, integrity, efficiency,"
(304) 258-1520 Lender's profile and map Reviews CNB Bank, Inc 101 South Washington Street, Berkeley Springs, WV, 25411 CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing.
2403907676 Lender's profile and map Reviews Capital Investors Direct 1201 Seven Locks Road Suite 360, Rockville, MD, 20854 Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi
(301) 888-6959 Lender's profile and map Reviews Providence Mortgage 9105 Rouen Lane, Potomac, MD, 20854 Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple
(202) 289-1950 Lender's profile and map Reviews Treasury Department Federal Credit Union 1101 2nd Street NE, Washington, DC, 20002 The Treasury Department Federal Credit Union (TDFCU) founded in 1935, is a full service financial institution with a voluntary Board of Directors that is elected by our membership. Each member is an owner of the credit union with an equal vote Our purpose is to improve the quality of life of our members by providing affordable financial products an
(877) 784-5551 Lender's profile and map Reviews DC Credit Union 3059 Mount Pleasant Street NW, Washington, DC, 20009 DC Credit Union We're a community development financial institution, serving over 10, 000 member-owners' with affordable financial transactions and education. We have three branches: the Reeves Center, the Municipal branch, and the ACCESO branch. Check out our website for more details on locations, hours, and services
(202) 243-7100 Lender's profile and map Reviews City First Bank of D.C., National Association 1432 U Street NW, Washington, DC, 20009 We are proud of our expanded 75 year history with the merger with Broadway Federal Bank. Our founders in Los Angeles and Washington, DC were local leaders who saw a need in the community for a bank that addressed the lack of access to capital for historically excluded and disinvested urban majority minority communities.