For 2025, the USDA loan limit in Cortlandt, located in Westchester county, NY, is $0. In contrast, the FHA limit for a single-family home is $1,089,300.
Make use of the Lendersa® USDA loan calculator to compare current USDA and FHA best rates. Determine your required income, credit, reserves, and documents for qualification with ease. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting you to choose the best program for your unique financial needs in
Review loan offers available from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® aims to provide the best possible USDA or FHA loan quickly and without difficulty. Choose one of three starting paths to find matching lenders offering USDA loan services.
The USDA home loan, backed by the Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is designed exclusively for rural communities. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, providing significant financial benefits to qualified buyers in rural regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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