During 2025, the USDA loan limit for Highlands, situated in the county of Orange, NY, is set at $581,200, whereas the FHA loan limit for a single-family residence is $472,030.
To compare the top USDA and FHA rates available today, utilize the Lendersa® USDA loan calculator. Determine the required income, credit, reserves, and necessary documents for qualification. Our comprehensive mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loan programs, assisting you in finding the most suitable option for your financial situation in areas like Alabama.
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| Type of Loan | Limit | Down Payment |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,525 | 3% |
Lendersa® aims to streamline the process of acquiring an optimal USDA or FHA loan swiftly and without difficulty. Choose any of the three initiation methods to match with lenders and suitable USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is exclusively available in designated rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgage loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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