In 2025, the USDA loan limit within Peekskill, located in Westchester County, NY, is $0, whereas the FHA cap for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Peekskill, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Peekskill, NY
Lendersa® aims to help you quickly secure the best possible USDA or FHA loan, with no hassle. Begin by choosing one of three starting paths that link you to matching lenders and USDA loan programs that meet your needs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is available exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment.
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We offer first time and experienced flippers access to this capital and can offer both refinance or purchase loans, with or without rehab financing. We also work with Investors that would like to acquire or refinance Rental property, Small to mid-sized and even large Apartment buildings, as well as commercial property.
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