USDA VS FHA in West-Haverstraw, Rockland County, NY

In 2026, the USDA loan limit in West-Haverstraw, Rockland county, NY is $0, while the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and identify income, credit, reserves, and required documents for eligibility. Our advanced tool displays USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial needs in .

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Loan Limits and Down Payments for 2026 in West-Haverstraw, Rockland county, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional $822,375 3%

Explore USDA and FHA Loan Options in West-Haverstraw, NY

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting points that connect you to lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



West-Haverstraw Lenders

  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Lends in New York
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.

  • Embassy Funding LLC
  • 216 Congers Road Suite 3-A, New City, NY, 10956
  • Lends in New York
  • Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida.
    Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.

  • A.S.A.P. Mortgage Corp.
  • 2 S. Division St, 2nd Floor, Peekskill, NY, 10566
  • Lends in New York
  • ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri

  • Sun Mortgage Company, Inc.
  • 2 Robbie Rd Cortlandt, Manor, NY, 10567
  • Lends in New York
  • Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.

  • Sing Sing Employees Federal Credit Union
  • 2 Church Street, Suite 204, Ossining, NY, 10562
  • Lends in New York
  • SSEFCU is a member-owned financial cooperative providing financial banking services to multiple employee groups, but primarily serves select state, and local government employees. Membership is also open to immediate family of current members. We offer banking services like savings, checking, and loan accounts; with great rates and lower fees

  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • Lends in New York
  • BH As a Hard Money Loan Lender, I have built a portfolio
    of 50+ personal private lenders and loan companies,
    making us a trusted resource in the industry. With
    almost a decade of experience, our company has
    successfully facilitated a wide range of loans, catering
    to various needs and situations.
    Because we are not bonded to one specific compa

  • Rockland Employees Federal Credit Union
  • 170 East Central Avenue, Spring Valley, NY, 10977
  • Lends in New York
  • Rockland Employees Federal Credit Union is committed to providing the best possible financial services, value and financial education to its diverse membership. Rockland Employees Federal Credit Union (REFCU) is a not-for-profit financial institution, founded in 1962 by people just like you who believe in the values of the community.

  • Money Depot LTD
  • 259 W Route 59, Spring Valley, NY, 10977
  • Lends in New York
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply

  • Academic Federal Credit Union
  • 425 North State Road, Briarcliff Manor, NY, 10510
  • Lends in New York
  • Academic Federal Credit Union The mission of the Academic Federal Credit Union is to provide excellence in a full range of financial services to our members. As a not-for-profit financial institution, our chief concern is the financial well-being of our members. We desire to be their primary financial institution by offering comprehensive services.