USDA and FHA Pro and Con in West-Haverstraw, Rockland County, NY

In 2026, the USDA loan limit in West-Haverstraw, Rockland county, NY is $0, while the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and identify income, credit, reserves, and required documents for eligibility. Our advanced tool displays USDA, FHA, Conforming, and VA options side by side, helping you select the best program for your financial needs in .

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Loan Limits and Down Payments for 2026 in West-Haverstraw, Rockland county, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional $822,375 3%

Explore USDA and FHA Loan Options in West-Haverstraw, NY

Lendersa® aims to quickly secure the best USDA or FHA loan for you without hassle. Choose from three starting points that connect you to lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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