USDA Vs. FHA Pro and Con comparison in Haverstraw, Rockland County, NY

In 2025, the USDA loan limit for Haverstraw in Rockland, NY, is $0. In contrast, the FHA limit for a single-family home is $1,089,300.

With the Lendersa® USDA loan calculator, you can compare the leading USDA and FHA rates available today, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side to help decide which program is the best fit for your financial situation in .

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Loan Limits and Downpayment Requirements for 2025 in Haverstraw, Rockland, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Haverstraw, NY

Lendersa® aims to provide you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in NY

A USDA home loan, also referred to as a USDA mortgage or rural development loan, is guaranteed by the government's Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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