USDA and FHA Pro and Con in Croton-on-Hudson, Westchester County, NY
In the year 2026, the USDA loan ceiling in Croton-on-Hudson, situated in the county of Westchester, NY, is set at $0, whereas the limit for an FHA loan stands at $1,089,300 for a single-family residence.
Take advantage of the Lendersa® USDA loan calculator to scrutinize today's best USDA and FHA rates, and ascertain the income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator allows a comparison of USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the most suitable program in for your financial circumstances.
Loan limits and down payment requirements for 2026 in Croton-on-Hudson, county of Westchester, NY
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Loan possibilities: USDA and FHA in Croton-on-Hudson, NY
The mission of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and with minimal fuss. Choose one of three pathways to connect with matching lenders and available USDA loan schemes.
A USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.
SSEFCU is a member-owned financial cooperative providing financial banking services to multiple employee groups, but primarily serves select state, and local government employees. Membership is also open to immediate family of current members. We offer banking services like savings, checking, and loan accounts; with great rates and lower fees
Academic Federal Credit Union The mission of the Academic Federal Credit Union is to provide excellence in a full range of financial services to our members. As a not-for-profit financial institution, our chief concern is the financial well-being of our members. We desire to be their primary financial institution by offering comprehensive services.
Sun Mortgage Company, Inc., professional mortgage company specializing in residential mortgages. 7 years Five Star Mortgage Professionals, Ranking in the top 1% for client satisfaction out of 1,800 Realtors, Westchester Magazine. At Sun Mortgage Company, Inc., we will find a loan that fits each borrower.
ASAP Mortgage Corp. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers throughout New York, New Jersey, Connecticut, Massachusetts, Pennsylvania, and Florida. We are a full service mortgage brokerage firm with an experienced staff offeri
One South Greeley Ave Suite 1b, Chappaqua, NY, 10514
Lends in New York
Brisco Funding, LLC is located in Chappaqua, NY, United States and is part of the Mortgage Banking Industry. Brisco Funding, LLC has 1 total employees across all of its locations and generates $165,887 in sales (USD).Brisco Funding is a Private Lending company specializing in single-family and multi-family rehab lending.
Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
Lends in New York
Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.
