USDA Vs. FHA Pro and Con comparison in Croton-on-Hudson, Westchester County, NY
In the year 2025, the USDA loan ceiling in Croton-on-Hudson, situated in the county of Westchester, NY, is set at $0, whereas the limit for an FHA loan stands at $1,089,300 for a single-family residence.
Take advantage of the Lendersa® USDA loan calculator to scrutinize today's best USDA and FHA rates, and ascertain the income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator allows a comparison of USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the most suitable program in for your financial circumstances.
Loan limits and down payment requirements for 2025 in Croton-on-Hudson, county of Westchester, NY
Type of Loan
Maximum Loan Amount
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Loan possibilities: USDA and FHA in Croton-on-Hudson, NY
The mission of Lendersa® is to secure you the most advantageous USDA or FHA loan quickly and with minimal fuss. Choose one of three pathways to connect with matching lenders and available USDA loan schemes.
A USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively offered in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.
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