USDA Vs. FHA Pro and Con comparison in Briarcliff-Manor, Westchester County, NY
During 2025, the loan limit for USDA in Briarcliff-Manor, located in the county of Westchester, NY, is $0. In contrast, for a single-family home, the FHA ceiling is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and assess the income, credit, reserves, and documents needed for eligibility. Our cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program in for your financial needs.
2025 loan limits and downpayment requirements in Briarcliff-Manor, county of Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan options in Briarcliff-Manor, NY
The aim of Lendersa® is to obtain an ideal USDA or FHA loan for you swiftly and without complications. You can choose from three beginnings that lead to suitable lenders and USDA loan options.
A USDA home loan, backed by the Government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. In contrast, unlike FHA loans that demand a minimum of 3.5% down payment, no down payment is required for a USDA mortgage loan.
100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110
Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
Iowa Falls State Bank was the first bank to reopen in Iowa Falls after the five banks in town were closed by the stresses of the Great Depression. It opened up for business on May 25,First Iowa Falls State Bank 1933, with a capital of $25,000 and a surplus of $5,000. On the first day the bank was opened, deposits of $25,000.
Monroeville, AL, offers the trusted financial services you deserve. Whether you’re looking to open a checking account or need a mortgage loan on a new home, these experts have the solutions you need. Individuals can look forward to receiving personal attention and helpful advice from knowledgeable bankers.
We are a member owned financial institution that treats its members with respect and absolute concern for their needs while applying a personable touch. We take great pride in our goal – set forth to give “Our Members” the tools to be economically independent – by helping them learn ways to save and educating them to borrow “smart “.
Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
