USDA VS FHA in Briarcliff-Manor, Westchester County, NY

During 2025, the loan limit for USDA in Briarcliff-Manor, located in the county of Westchester, NY, is $0. In contrast, for a single-family home, the FHA ceiling is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates and assess the income, credit, reserves, and documents needed for eligibility. Our cutting-edge mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the optimal program in for your financial needs.

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2025 loan limits and downpayment requirements in Briarcliff-Manor, county of Westchester, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA loan options in Briarcliff-Manor, NY

The aim of Lendersa® is to obtain an ideal USDA or FHA loan for you swiftly and without complications. You can choose from three beginnings that lead to suitable lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loan in NY

A USDA home loan, backed by the Government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. In contrast, unlike FHA loans that demand a minimum of 3.5% down payment, no down payment is required for a USDA mortgage loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Garden State Mortgage Corp.
  • 160 Pehle Ave, Suite 301, Saddle Brook, NJ, 07663
  • Garden State Mortgage Corporation’s main focus is originating loans solely in NJ. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 65% of our mortgage loans are derived from previous customer referrals.
  • Taylor Financial Group
  • 795 Franklin Ave, Bldg C, Suite 202, Franklin Lakes, NJ, 07417
  • At Taylor Financial Group (TFG), we have always focused on the needs of high net worth clients, assisting with portfolio management, financial planning, retirement income, and taxes. Our goal at TFG is to decrease our clients’ taxes as much as possible in retirement in order to build wealth during their lifetime (and for generations to come).
  • Fairfield County Bank
  • 150 Danbury Road, Ridgefield, CT, 06877
  • Fairfield County Bank is a $1.9 billion community bank founded in 1871 in Ridgefield, Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, and municipalities in Fairfield County, Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rat
  • Fairfield County Bank
  • 10 South Street, Ridgefield, CT, 06877
  • Fairfield County Bank is a $1.9 billion community Bank founded in 1871 in Ridgefield Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, & municipalities in Fairfield County Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rating
  • Cross River Bank
  • 400 Kelby St, 14th Floor, Fort Lee, NJ, 07024
  • Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s mos
  • New Millennium Bank
  • 222 Bridge Plaza South, Suite 400, Fort Lee, NJ, 07024
  • New Millennium Bank achieved the New Jersey State Banking Charter on July 12, 1999, and opened its doors for business one week later. Currently located in Fort Lee, New Brunswick and Palisades Park, New Jersey, as well as Bayside and Manhattan, New York, and Atlanta, Georgia, New Millennium Bank is your community bank.
  • KEB Hana Bank USA, National Association
  • 201 Main St, Fort Lee, NJ, 07024
  • KEB Hana Bank USA, N.A. is a community bank that provides a range of financial services to customers in New York and New Jersey. As a full-service commercial bank, the Bank provides a wide range of deposit and lending products. The Bank’s lending activities consist primarily of commercial real estate secured loans, owner-occupied real estate loans.
  • ELITE MORTGAGE LLC
  • 1610 Center Avenue, Fort Lee, NJ, 07024
  • "At Elite Mortgage, we believe that a home is a space that offers safety and comfort. It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"