USDA Loan Vs. FHA loan for Deerfield, NY [Oneida County Rates 2023]

In 2025, USDA loan limit in Deerfield, county of Oneida, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Deerfield, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(651) 631-3111 902 miles Lender's profile and map Reviews The Servion Group 500 Main Street, Saint Paul, MN, 55112 The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.
(507) 645-4441 902 miles Lender's profile and map Reviews Community Resource Bank 1605 Heritage Drive, Northfield, MN, 55057 Community Resource Bank is a true community bank and an integral part of the communities we serve. It is not enough for us to simply open and maintain accounts or loans for our customers. CRB employees are active in a host of civic, charitable, educational, and economic development endeavors.
(651) 303-4236 902 miles Lender's profile and map Reviews Twin City Lending 101 East 5th Street, Suite 205, Northfield, MN, 55057 TwinCity Lending, we are honored to help you achieve the American dream through homeownership. We are Minnesota’s premier mortgage broker, and we deliver top-notch results through our concierge service.We love being part of a community that we can serve with excellence and integrity.
(229) 423-4321 902 miles Lender's profile and map Reviews Community Banking Company of Fitzgerald 102 West Roanoke Drive, Fitzgerald, GA, 31750 Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
(229) 426-6000 902 miles Lender's profile and map Reviews Colony Bank 115 S Grant St, Fitzgerald, GA, 31750 Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
(320) 233-7575 902 miles Lender's profile and map Reviews Northview Bank 2203 Finland Ave, Finlayson, MN, 55735 Northview Bank has proudly served Minnesota and Wisconsin for over 100 years. Northview Bank offers competitive rates on mortgages, home equity loans, construction loans, vacation property loans and even land loans.Northview Bank has been a leader in financing bare land for decades and has extensive knowledge with financing these products.
(573) 598-1340 903 miles Lender's profile and map Reviews Peoples Community Bank 200 E 2nd Street, Annapolis, MO, 63620 Since 1977, Peoples Community Bank has served the communities of southern Missouri. For more than 40 years, we’ve helped families build homes, businesses achieve success, and farmers finance growth. By staying true to our mission and our values, we have built the knowledge and trust needed for continued success.
(731) 285-0485 904 miles Lender's profile and map Reviews Security Bank 120 North Mill Avenue, Dyersburg, TN, 38024 Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern. In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.
(651) 698-4335 904 miles Lender's profile and map Reviews Highland Federal Finance 2051 Killebrew Drive, Suite 650, Minneapolis, MN, 55425 Highland Federal Finance is committed to providing solutions to meet your financing needs. Whether you are searching for a home, auto, business, or unsecured loan, our experienced professionals are ready to assist you in achieving your financial goals. Highland Federal Finance works with multiple lenders.
(800) 862-1998 904 miles Lender's profile and map Reviews TruStone Financial Credit Union 2772 E 82nd St, Bloomington, MN, 55425 Our mission is to provide simple and fairly priced financial tools that allow members to save, borrow, and transact. We do this by engaging, educating and supporting our members to ensure they have the means to make their lives better. Our vision is to create a financial institution that people respect, admire.
(731) 663-2031 904 miles Lender's profile and map Reviews Bank of Crockett 111 East Main St., Bells, TN, 38006 Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.