USDA Loan Vs. FHA loan for Deerfield, NY [Oneida County ]

In 2025, USDA loan limit in Deerfield, county of Oneida, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Deerfield, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(217) 854-2674 809 miles Lender's profile and map Reviews CNB Bank & Trust 450 W. Side Square, Carlinville, IL, 62626 Our roots go back to the mid-nineteenth century with the founding of a bank in Carrollton, IL, in 1854. Prior to July of 2011 CNB Bank & Trust, N.A. operated as 4 individual sister banks under the Carlinville National Bank Shares, Inc. Holding Company; Carlinville National Bank, Citizens State Bank, Palmer Bank, and Cornerstone Bank & Trust, N.A.
(931) 759-5513 810 miles Lender's profile and map Reviews Jack Daniel Employees' Credit Union 488 Majors Boulevard, Lynchburg, TN, 37352 At Jack Daniel Employees’ Credit Union. Founded in 1977, Jack Daniel Employees’ Credit Union provides a wide range of financial products with a personal touch and genuine concern for our members. Credit unions were formed with one concept in mind, “people helping people”. This simple idea created an enormous movement.
(618) 983-8433 810 miles Lender's profile and map Reviews Southern Illinois Bank 1012 W Broadway Blvd, Johnston City, IL, 62951 Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.
(877) 428-2171 810 miles Lender's profile and map Reviews Farmers and Merchants State Bank of Bushnell 484 East Main Street, Bushnell, IL, 61422 Farmers & Merchants State Bank is Bushnell's only locally-owned bank, serving our community since 1913. We offer low rates on loans, competitive earnings on savings, and leading edge technology in all our services, along with the trust and privacy you deserve. Discover the difference of an employee owned bank
(563) 856-2525 810 miles Lender's profile and map Reviews Farmers Savings Bank 205 Main Street, Colesburg, IA, 52035 The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington. Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere
(800) 996-5361 810 miles Lender's profile and map Reviews Premier Reverse Mortgage, LLC 1640 Powers Ferry Rd SE, Bldg 28, Suite 300, Marietta, GA, 30067 Premier Reverse Mortgage, LLC was founded by Matt Neumeyer, a Certified Senior Advisor, on January 13, 2012. After spending many years in the reverse mortgage industry working for others, Matt decided it was time to form a company around his own ideals. Those ideals are part of the Premier Reverse Mortgage logo.
(678) 483-3300 810 miles Lender's profile and map Reviews The Family Mortgage Team 1640 Powers Ferry Rd, Building 3, Suite 100, Marietta, GA, 30067 The Family Mortgage Team at LeaderOne Financial is a team of professionals dedicated to ensuring that your loan is not just a transaction.... It is a lifetime relationship developed around three distinct concepts: 1) investigating your hopes and dreams and insuring that we use the mortgage to maximize
(631) 988-3351 810 miles Lender's profile and map Reviews Safe Haven Mortgage Inc 1355 Terrell Mill Rd, Building 1464, Suite 216, Marietta, GA, 30067 At Safe Haven Mortgage Inc in Marietta, Georgia, we keep in mind your best interest. We value our relationships with you and won’t hesitate to go over and beyond your expectations. Our mission is to serve you with integrity, honesty, and competence. We can help you overcome any challenges that arise when securing your home loan.
(678) 564-1522 810 miles Lender's profile and map Reviews Mortgage Atlanta LLC 601 Woodlawn Dr. NE, Suite 340, Marietta, GA, 30067 Mortgage Atlanta LLC Launched in 2009 by a team of financial experts who are passionate about helping people realize their dreams, Mortgage Atlanta understands that no two homebuyers or homeowners are exactly the same. That’s why we seek first to get to know you and your needs on a granular level.
(404) 652-0043 810 miles Lender's profile and map Reviews Grace Financial Network LLC 113 Atlanta Country Club Drive SE, Marietta, GA, 30067 Grace Financial Network we're committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(770) 628-2400 810 miles Lender's profile and map Reviews Residential Funding Consultants LLC 111 Village Parkway NE, Bldg 2, Suite 100, Marietta, GA, 30067 Residential Funding Consultants provide lending knowledge to best suit your current needs. With over 15 years of experience, our Consultants have excelled in both good and poor economic times by adapting with the changing markets and searching out the best solutions for their clients.