USDA and FHA Pro and Con in Deerfield, Oneida County, NY
For the year 2025, the loan limit for a USDA loan in Deerfield, located within the county of Oneida, NY, is $336,500, while the loan limit for an FHA loan for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today's best rates between USDA and FHA loans. Establish the qualifications needed in terms of income, credit, reserves, and documents required. Our comprehensive mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the appropriate program in that suits your financial profile.
Loan Limits and Down Payment Requirements for 2025 in Deerfield, County of Oneida, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Deerfield, NY
The objective of Lendersa® is to facilitate the acquisition of the best USDA and FHA loans for you, efficiently and without hassle. Choose one of three starting points to connect with lenders and suitable USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture and is available only in rural locations. In contrast to FHA loans that require at least a 3.5% down payment, USDA mortgage loans need no down payment at all.
Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.
We provide a full range of services to meet your mortgage needs. Foxx Capital Funding Inc. is a New York State Registered Mortgage Broker with a large selection of programs. We have an excellent working relationship with many lenders, and have the knowledge to select the right program to fit the borrowers needs.
Malve Capital is a private real estate lending firm offering fast, flexible financing for investors needing acquisition, refinance, or construction loans. We specialize in Fix & Flip, Rental, New Construction, and Bridge Loans, providing competitive rates, quick approvals, and streamlined funding. As investors ourselves, we understand your challeng
Port Washington FCU began serving the community of Port Washington in 1968. Our Credit Union is now open to those who reside, work or worship in Port Washington, Manhasset, Great Neck, Roslyn. We are serving over 45 companies & municipalities in our communities by offering credit union services via payroll deduction to their employees.
Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers' financial position.
185 Hudson Street, Suite 2500, Jersey City, NJ, 07311
LX Financial LLC is an asset-based mortgage lender and loan originator for rental and commercial properties.
If it makes sense, we can fund it. We have great versatility in structuring solutions, which can include (one or more of) the following financing options/sources:
LX Financial capital
Our network of private lenders
Discover Habib American Bank - your trusted partner in financial innovation. With a legacy of commitment towards personalized banking, we empower you with modern solutions crafted to meet your unique financial needs. Explore our tailored banking services and join a community where your financial future is our priority. Contact us today for a bankin
The First National Bank of Long Island, the sole subsidiary of The First of Long Island Corporation (NASDAQ:FLIC), is a local bank founded in 1927 in Glen Head, New York. Through its branch network branded as First National Bank LI, the Bank focuses on business and consumer needs on Long Island and in New York City. We offer a broad set of lending
Panam Mortgage & Financial Services, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders & individual homebuyers throughout the New York Area. We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
BMC is the industry's premier capital firm that provides deep industry knowledge and access to a pool of capital options and partnerships. Years of experience have enabled BMC to become a valued business partner that is familiar with all aspects of today's credit challenges.Headquartered in Midtown Manhattan.
MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.
