In 2025, the USDA loan limit for New-York-Mills in Oneida county, NY is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to analyze today's leading USDA versus FHA rates. This tool will help determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which program in is ideal for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in New-York-Mills, Oneida County, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in New-York-Mills, NY
Lendersa® aims to deliver the best possible USDA or FHA loan efficiently and swiftly, without hassle. Choose from three initial paths that connect you to lenders and available USDA loan programs.
A USDA home loan is a government-backed financial product provided through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage needs no down payment.
100 Cummings Center, Suite 544H, Beverly, MA, 01915
GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
Hard Money Man LLC is a New Jersey based private money lender. With over 20 years experience in being hard money lenders and private money lenders, we have closed and funded over 7,500 loans totaling over 1.2 billion in transactions. We pride ourselves on knowledge of the industry and speed of closings. On average our loans close in 7 days, and we
At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.
Mechanics Cooperative Bank is proud to be a local community bank, focused on supporting the banking needs of local families and local small businesses. We have products and services that can match any financial institution and offer a more in-depth understanding of the local business market.
Founded in 1871, Marblehead Bank has been helping generations of families on the North Shore, grow and prosper. We help lead them to brighter and financially sound futures. Today, we’re one of North Shore’s finest banks. We hope to be given the opportunity to show you how much we care!
Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.
Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.
We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.
DEXSTA Federal Credit Union is a not-for-profit organization that exists to serve its members. We accept deposits, make loans and provide a wide array of other financial services. As member-owned and cooperative institutions, we provide a safe place to save and borrow at reasonable rates.
