USDA Loan Vs. FHA loan pro & con New-York-Mills, Oneida County, NY

In 2025, the USDA loan limit for New-York-Mills in Oneida county, NY is $285,000, while the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to analyze today's leading USDA versus FHA rates. This tool will help determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, guiding you to decide which program in is ideal for your specific financial needs.

USDA and FHA Loan Choices in New-York-Mills, NY

Lendersa® aims to deliver the best possible USDA or FHA loan efficiently and swiftly, without hassle. Choose from three initial paths that connect you to lenders and available USDA loan programs.

Results from Lendersa USDA loan requests

Comprehending the USDA Loan in NY

A USDA home loan is a government-backed financial product provided through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It's exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage needs no down payment.

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800-317-7463 Lender's profile and map Reviews PrimeLending, A PlainsCapital Company 18111 Preston Road #900, Dallas, TX, 75252 PrimeLending, a PlainsCapital Company (NMLS: 13649), is a proven powerhouse in home lending, combining personal guidance and local expertise with fast service, more choices and the flexibility to meet homeowners’ unique needs. We’re a national home lender relentlessly focused on empowering our customers to boldly pursue their homeownership goals.
(800) 450-8090 Lender's profile and map Reviews Malkison 9221 Lyndon B Johnson Fwy, Suite 113, Dallas, TX, 75243 Malkison believes that information is the new currency. The success of every venture depends on certain factors. Some of which are accurate analysis, choosing the right technology, and the future vision. Building a team of experienced associates with extensive knowledge of respective subjects & by using emerging or proven technologies of the world.
(214) 342-0044 Lender's profile and map Reviews Integrity Mortgage 8678 Skillman, Dallas, TX, 75243 Integrity Mortgage Corporation of Texas was founded in 1993 by Roger and Pam Bazzell. Roger has more than 30 years of experience in all aspects of the mortgage industry, while Pam has served as an originating sales officer for nearly 20 years. Since its founding, Integrity Mortgage.
(972) 836-9965 Lender's profile and map Reviews Opendoor Loan Servicing 10945 Estate Lane, Suite 216, Dallas, TX, 75238 Opendoor Loan Servicing is a bonded and state licensed residential loan servicing company. We are the bridge between the lender and the borrower. We save time for the lender by fully managing each portfolio while providing excellent customer service to the borrowers. Customer service is excellent in Opendoor Loan Servicing.
(214) 403-0963 Lender's profile and map Reviews NuWave Lending LLC 8828 Fenchurch Road, Dallas, TX, 75238 Nuwave lending provides financing for homes. We offer loan programs for conventional, FHA, VA, Jumbo, Self-Employed Borrowers, Bank Statement Loans, and Investment Property loans and also NuWave is dedicated to providing a fast, transparent digital mortgage experience backed by superior customer support.
(580) 995-4231 Lender's profile and map Reviews Bank of Vici 121 West Broadway Street, Vici, OK, 73859 The Bank of Vici acquired an organizational charter date of October 22, 1902. In 1914, the Bank of Vici consolidated with the First Bank of Cestos with John F Windolph as the principal organizer and was its first president, a position he held until his death in 1956. The Bank of Vici celebrated its 100th anniversary on October 22, 2002.
214-542-1515 Lender's profile and map Reviews Longhorn Investments 17103 Preston Road Suite 250, Dallas, TX, 75248 Longhorn Investments was formed in 2008 and is a direct private lender offering short term acquisition and renovation capital to real estate investors for both residential and commercial assets. We operate in major metropolitan areas throughout TX, IN, AL, AR, NM, GA, MO, OH, TN, and NC.
8179669495 Lender's profile and map Reviews First Fusion Capital 15915 Coolwood DR, Suite 2055, Suite 2055, Dallas, TX, 75248 We’ve over 150 lenders in our p Businesses have access to loans from $10k-$5 Million. With no minimum FICO score and a simple application, you can have funds in your business bank account in as little as 24 hours. “When the Bank says NO, we say YES” https://firstfusioncapitalfunding.com/
(972) 715-4444 Lender's profile and map Reviews Prestige Community Credit Union 15203 Knoll Trail, Suite 101, Dallas, TX, 75248 Prestige is a member owned, non-profit community based financial co-operative. Our sole purpose is to provide our members with safe, low-cost financial solutions such as loans, savings and checking & also For over 80 years Prestige Community Credit Union has been dedicated to offering our members some of the best savings, checking and loan programs
(972) 720-9000 Lender's profile and map Reviews T Bank, National Association 16200 Dallas Pkwy, Suite 190, Dallas, TX, 75248 T Bank, National Association We believe in what you do, and we are committed to helping you grow your small business into a lasting establishment. Our seasoned bankers have decades of experience in small business lending and will effectively communicate and guide you to reach your short and long-term goals.