USDA VS FHA in Schenectady, Schenectady County, NY
In 2025, the USDA loan limit in Schenectady, found in Schenectady county, NY is $336,500, whereas the FHA loan limit is $472,030 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the income, credit, reserves, and documentation needed to be eligible. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA side by side to select the most suitable option for your financial situation in .
2025 Loan Limits and Downpayment Details in Schenectady, Schenectady, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Schenectady, NY
Lendersa® aims to facilitate swift access to the optimal USDA loan or FHA loan, that is hassle-free. Choose one of three initiation points to match with lenders and explore USDA loan programs.
The USDA home loan, also termed a USDA mortgage or USDA rural development loan, is government-backed by the Department of Agriculture and accessible only in rural areas. Differing from FHA loans which mandate a down payment of at least 3.5%, USDA loans require no down payment whatsoever.
Apple Street Mortgage is located in Louisville, CO just east of Boulder. We provide home loans for both new purchases and refinances all over the state of Colorado where owner Norm Sydow has lived with his wife and two sons since 1994. Apple Street Mortgage Corp. is a full service residential broker providing creative solutions for a wide range
Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
We are committed to inspiring our members through community engagement, educational seminars, and an exceptional experience that not only supports their financial goals, but also their well-being through each phase of their journey. We are a remember-your-name, make-your-dreams-happen kind of place.
1101 W Mineral Ave, Suite 101, Littleton, CO, 80120
"ouviers Mortgage Group, LLC is your premier mortgage expert located in Louviers, Colorado. We pride ourself on offering some of the lowest rates nationwide and making the loan process simple, straightforward and fast for borrowers seeking a mortgage in Colorado.
Whether you are first time home buyer, purchasing your dream home."
We are a local company in southwest Littleton, with over 30 years of experience in mortgage lending. Not only is our office located in your community, but we live here too. We proudly support other businesses in our neighborhood and appreciate the patronage from our neighbors, friends and colleagues in the Denver metro area.
621 SouthPark Drive, Suite 300, Littleton, CO, 80120
Colorado Home Mortgages, Inc. is simply the best source for home financing. Call today to find why CHM is different: Upfront information with no credit check, no obligation and expert financing advice from only licensed mortgage loan originators. Our representatives work with you from consultation to closing and we do this on time.
26 W. Dry Creek Circle, Suite 600, Littleton, CO, 80120
"At Reed Mortgage Corporation, we recognize that each consumer is different, with a different financial situation and a unique need. With hundreds of loan programs, we are able to provide you with the mortgage loan that best fits your individual situation. We offer mortgage loans for virtually any purpose, including
Buying a home etc.."
1101 W Mineral Ave., Suite 101, Littleton, CO, 80120
Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide:
In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.)
Fund up to 90% of purchase and 80% of rehab.
Higher loan-to-value loans.
