USDA and FHA Pro and Con in Montauk, Suffolk County, NY
In 2025, the USDA loan limit for Montauk, located in Suffolk county, NY, is $776,600, whereas the FHA limit for a single-family home stands at $1,089,300.
Use the Lendersa® USDA loan calculator to examine the best current rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, helping you identify the best program for your financial needs in .
Loan Limits and Down Payment Requirements in Montauk, Suffolk, NY for 2025
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Montauk, NY
Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and effortlessly. Select one of three starting points that lead to matches with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, providing a significant advantage to eligible applicants.
At Prada Mortgage Bankers, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
1601 Washington Avenue, Suite 800, Miami Beach, FL, 33139
Starwood Mortgage Capital is one of the nation’s leading commercial real estate lenders, specializing in flexible loan structures within a sophisticated lending platform. We originate competitively-priced loans typically ranging from $5 Million to $100 Million, and we also do smaller and larger loans on a case-by-case basis.
1900 Sunset Harbour Dr, Annex 2, Miami Beach, FL, 33139
Yale Mortgage Funding was founded in 1992 We specialize in funding hard equity loans.
Our financing solutions help real estate
investors accomplish their investment goals. Our relationship-oriented approach means, the more deals we fund with you, the easier it gets to close future loans. We want to be your reliable capital source.
The Anything Loan Kompany, first developed a multi asset multi funding internet platform over 10 years ago to service eBay motors. T.A.L.K. created one of the first hub and spoke funding platforms to facilitate the loan request of eBay Motors users for assets sold on the eBay Motors site.
429 Lenox Avenue, Suite 4C19, Miami Beach, FL, 33139
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
429 Lenox Avenue, Suite 433, Miami Beach, FL, 33139
Established in 1990 to serve the needs of our community, in where are selling and funding deals all the time. KlickMortgage.com is one of the leaders in direct lending in Florida, and with our help, and effort on your part, you should be able to buy, refinance your home and make your dream come truth and accomplish your investment goal.
The mission of the Dynamic Mortgage is to setup, promote and implement high quality standards for the sole purpose of providing low-cost mortgage financing to our wonderful qualified clients. Dynamic Mortgage is built on the principles of quality service and professionalism, the structure of Dynamic Mortgage enables a relationship building.
1680 Michigan Ave, Ste 1001, Miami Beach, FL, 33139
Halpern & Associates, our team is dedicated to making sure you get the right mortgage for your home. For over two decades, our company has worked with both domestic and international clients and also Halpern & Associates has built our business and reputation on 100% word-of-mouth referrals.
