USDA Vs. FHA your options comparison in Montauk, Suffolk County, NY
In 2025, the USDA loan limit for Montauk, located in Suffolk county, NY, is $776,600, whereas the FHA limit for a single-family home stands at $1,089,300.
Use the Lendersa® USDA loan calculator to examine the best current rates for USDA versus FHA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side, helping you identify the best program for your financial needs in .
Loan Limits and Down Payment Requirements in Montauk, Suffolk, NY for 2025
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Montauk, NY
Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and effortlessly. Select one of three starting points that lead to matches with lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, providing a significant advantage to eligible applicants.
The Wakefern Federal Credit Union was established in 1962. Our current field of membership includes all Wakefern Food Corporation employees and its wholly-owned subsidiaries, Food Haulers, Inc. National Transport Services Company, all PriceRite store employees as well as ShopRite store employees if their owners have signed up with the Credit Union.
80 West Grand Street, 3rd Floor, Elizabeth, NJ, 07201
Virtue Funding founder of the edward koster For 25 years Ed's unique style of lending has allowed him to create and deliver flexible products. His goal is to get you the best possible loan option to meet your goals and financial needs.and We take the time to understand your unique needs
"ExtraCredit means you will have a personal funding manager helping you every step of the way. ask about your needs, walk you through different loan options, and help you choose the perfect small business loan.
You won’t have to deal with brokers, banks, or convoluted financial jargon. We keep it simple so you can make informed."
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance
76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
"Allanach/Mortgage Group Corporation is a full-service mortgage company, devoted to servicing Credit Unions & their members for over 40 years.
Our full array of products allows each credit union to operate as a large-scale bank. Having these products at their disposal gives their members the products & rates that best fit their individual need
531 Wild Avenue, 2nd Floor, Staten Island, NY, 10314
JG Funding is a direct hard money lender that has been providing the real estate industry with immediate access to short term financing for over 12 years. JG Funding serves a growing need for investors looking for creative or situational financing within a tight time frame to fund acquisition, refinance, rehab & other real estate investment.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
Failla Funding For over 20 years, me and my team have been committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your f
