USDA Loan Vs. FHA loan for West-Elmira, NY [Chemung County Rates 2023]

In 2025, USDA loan limit in West-Elmira, county of Chemung, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in West-Elmira, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(573) 767-5264 785 miles Lender's profile and map Reviews Bank of Monticello 201 East Lafayette, Monticello, MO, 63457 Bank of Monticello is a Community Bank located in Northeast Missouri. Our Company was organized by local shareholders in 1928 to meet the needs of the families & businesses of Monticello, Missouri & the surrounding communities. While many things have changed over the years, our commitment to the Communities that we serve is stronger than ever.
(205) 884-2265 785 miles Lender's profile and map Reviews Metro Bank 800 Martin Street South, Pell City, AL, 35128 Our Mission is to grow shareholder value through holding the highest standard of customer service with our customers by consistently exceeding expectations, building relationships and maintaining a strong and active presence in our communities. Metro Bank opened on May 30th, 1989.
(205) 884-2665 785 miles Lender's profile and map Reviews Coosa Valley Mortgage, Inc. 2107 Martin ST S, Suite 102, Pell City, AL, 35128 Coosa Valley Mortgage, Inc. is a family owned business established in 1996 to serve St Clair County and the surrounding areas. Our mission is to offer competitive rates while providing top-notch customer service and finding the best loan product for your financial situation. We offer a variety of mortgage loan programs
(319) 342-2850 786 miles Lender's profile and map Reviews Cedar Valley Bank & Trust 321 Main Street, La Porte City, IA, 50651 Cedar Valley Bank & Trust is proud to be a locally owned full-service community bank. Our highest priority is serving and supporting the communities we serve. We look for individuals with a passion for community banking who will put the needs of our customers above everything else.
(636) 239-7831 786 miles Lender's profile and map Reviews Bank of Washington PO Box 377, Washington, MO, 63090 The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
(636) 239-6600 786 miles Lender's profile and map Reviews Bank of Franklin County 900 East Eighth Street, Washington, MO, 63090 At Bank of Franklin County, we’re committed to serving the needs of the residents and businesses of this community.As part of this commitment, Bank of Franklin County operates five convenient locations, a mortgage subsidiary, Franklin Mortgage Company, and an investment management subsidiary.
(636) 239-4811 786 miles Lender's profile and map Reviews Franklin Mortgage Company, L.L.C. 1381 High Street, Suite 107, Washington, MO, 63090 Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
(319) 882-4279 787 miles Lender's profile and map Reviews American Savings Bank 312 S. Main St, Tripoli, IA, 50676 Since 1899 American Savings Bank a location of Readlyn Savings Bank and the people of Tripoli have worked together to make our town a great place to live. As a reliable and trusted hometown bank, ASB has stood shoulder-to-shoulder with Tripoli through the Great American Century; facing our common challenges head on.
(636) 583-2555 787 miles Lender's profile and map Reviews United Bank of Union 15 E. Main Street, Union, MO, 63084 Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders' investments and providing our employees with an excellent opportunity for growth and advancement.
(205) 305-8921 788 miles Lender's profile and map Reviews Lisa McClellan Loans 186 Main Street, Trussville, AL, 35173 We Make Home Loans That Are As Unique as You. We have the expertise to help you find a great mortgage solution. A 17 year veteran in the mortgage industry, Lisa is passionate about her customer's experience and satisfaction. Lisa McClellan pride herself on exceeding her customer’s expectations in finding the best rates, service, and options.
(205) 655-7250 788 miles Lender's profile and map Reviews Faith Mortgage LLC 186 Main St, Trussville, AL, 35173 Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250
(912) 264-6325 788 miles Lender's profile and map Reviews Glynn County Federal Employees Credit Union 1131 Chapel Crossing Rd, Brunswick, GA, 31525 Since 1953 Glynn County Federal Employees Credit Union has been serving our members as a not-for-profit financial cooperative owned and controlled by our members. Instead of stockholders, a voluntary Board of Directors. Supervisory Committee and Credit Committee oversee the credit union.