USDA and FHA Pro and Con in Big-Flats, Chemung County, NY
As of 2025, the USDA loan limit in Big-Flats, within Chemung county, NY, stands at $285,000, whereas the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates, and determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Big-Flats, Chemung County, NY
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Big-Flats, NY
The aim of Lendersa® is to promptly connect you with the best USDA or FHA loan options, without the hassle. Choose one of three starting points to match with lenders and access suitable USDA loan programs.
The USDA home loan, guaranteed by the federal government's Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans require no down payment.
Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term.
We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
WPFCU was established in April, 1949 and is a member-owned, not for profit, financial corporation. Our Charter is limited to Postal Workers and their families and organizations of such persons. Our Mission is to provide competitive services to meet the needs of the Members and to promote membership growth while maintaining the security of funds.
317 Washington Street, 4th Floor, Watertown, NY, 13601
At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.
Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.
Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers
Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
