USDA Vs. FHA your options comparison in Horseheads, Chemung County, NY
In 2025, the USDA loan limit in Horseheads, situated in the county of Chemung, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating your decision about which program in is most suitable for your financial situation.
2025 Loan Limits and Down Payment Requirements in Horseheads, Chemung, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Horseheads, NY
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Choose one of three starting options, aligning you with matching lenders and USDA loan programs.
USDA home loans are loans backed by the government Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and they are only available in rural neighborhoods. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment at all.
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Just Loans is a Real Estate broker business model has worked well for us - the proof being the referrals and repeat business we've enjoyed that have contributed to our longevity. But we're not “resting on our laurels”; we adapt to changes in the marketplace, adopt technology and procedures to meet the demands of home-owners.
KeyPoint Credit Union is an award-winning credit union based in Silicon Valley, with $1 billion in assets and over 58,000 members across California. We aim to improve people’s lives with a full line of financial products and services, while providing excellent rates, low fees, 24/7 access and personalized member service.
2975 Bowers Ave, Suite 315, Santa Clara, CA, 95051
We provide options & customized loan solutions for 1-4 unit residential purchase & refinance mortgages. Our goal is to zealously represent the consumer while collaborating and communicating with multiple parties, during a transparent process, in order to make sound, well-informed decisions in pursuit of your financial & homeownership dreams because
3400 El Camino Real, Suite 6, Santa Clara, CA, 95051
URI Financial have been provided Real Estate & Mortgage Lending services in Bay area since 1988. URI Financial, Inc. understands the importance of low interest rates when looking for financing. So we provide competitive wholesale interest rates that are generally lower than those you obtain at local retail lenders.
4675 Stevens Creek Boulevard, Suite 240, Santa Clara, CA, 95051
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
4010 Moorpark Avenue, Suite 205, San Jose, CA, 95117
AEZ Investment is a professional real estate brokerage company licensed by the Department of Real Estate in California. The group is headquartered in San Jose, a major town in Silicon Valley, and is mainly engaged in consulting and services related to real estate buy and sale, property management, real estate loan and refinance.
DCI is a Silicon Valley mortgage broker and lender. Along with competitive rates, DCI provides some of the most flexible loan terms in the industry. DCI focuses on helping people and business finance property outside of the traditional routes. We have many sources of investment and funding.
Guaranteed Rate trusted local lender familiar with local market dynamics, Dianne Crosby is a Top Producing mortgage lender and Certified Mortgage Planning Specialist at Guaranteed Rate, closing over $100 million annually for her clients in the East Bay. With access to the low interest rates of a large mortgage bank.
152 N. San Tomas Aquino Rd, Suite 1A, Campbell, CA, 95008
At Bay Area Title Loans you can borrow money against your car title to secure a loan. There are 3 simple and easy sets to getting cash today. The best part is that you keep your car while you get the cash you need. With our affordable Car Title Loans, you decide how much money to borrow and we’ll set up a payment plan to fit your budget.
