USDA Loan Vs. FHA loan for Horseheads, NY 2025

In 2025, USDA loan limit in Horseheads, county of Chemung, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Horseheads, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

800 605 1821 1991 miles Lender's profile and map Reviews Next Financing 6991 E. Camelback Rd., Scottsdale, AZ, 85251 Next-Financing is a financing company at it's core with two primary divisions. Our primary division is our financing platform that provides consumer and patient financing by bringing Marketplace Lending directly to the Point of Sale. We work with business owners, as well as medical/dental/veterinary practice owners to provide better financing
(480) 963-5661 1991 miles Lender's profile and map Reviews San Tan Credit Union 78 W Ray Road, Suite 1, Chandler, AZ, 85225 San Tan Credit Union is a not-for-profit financial cooperative of people united by a common bond. Together, we are able to provide each other financial needs of our members. We have a friendly staff ready to help you With all your financial needs. Our lobby is cozy and you will not wait in long lines to receive service.
(480) 756-5500 1991 miles Lender's profile and map Reviews First Credit Union 25 S Arizona Place, Suite 111, Chandler, AZ, 85225 First Credit Union was formed in 1929 by a group of federal employees in Southern Arizona. We were the "first" credit union in Arizona and among the first in the United States. Since our humble beginnings, providing friendly and personalized service to our members has been our number one priority.
(602) 402-7773 1991 miles Lender's profile and map Reviews John Z Home Loan Team 575 W Chandler Blvd, Suite 225, Chandler, AZ, 85225 AmeriFirst Financial, Inc. has proudly provided homeowners with mortgage loans for more than 25 years. It’s all about service at Amerifirst Financial, and our company has been meeting the needs of homebuyers across the United States. I joined Amerifirst Financial because of its strong reputation for integrity—based mortgage lending.
(480) 656-9817 1991 miles Lender's profile and map Reviews Consumer First Financial PLLC 3120 N. Arizona Avenue, Suite 105, Chandler, AZ, 85225 "Consumer First Financial is here to help make your dream of owning a residential property a reality. Whether you’re searching for low-fee mortgages or refinancing options, we can assist you in finding the best possible loan program. Our knowledgeable team offers various loan options with competitive rates."
(480) 704-4671 1991 miles Lender's profile and map Reviews ReZamp Lending, LLC 500 W. Chandler Blvd, Chandler, AZ, 85225 ReZamp is a real estate brokerage with powerful software that finds and analyzes MLS properties in real time. We believe everyone should have access to high quality real estate data. Our mission is to create a platform that integrates all real estate data into a single, easy to use interface, in a way that has never been done before.
(602) 328-0865 1991 miles Lender's profile and map Reviews NOVA® Home Loans - Maggie Beaini CMA 6720 N Scottsdale Rd, Suite 160, Scottsdale, AZ, 85253 We believe homeownership should be fast, transparent, and low-cost. For everyone. NOVA® Home Loans which began operating since 1980 is proud to offer one of the largest selections of mortgage financing options available, including residential home loans, down payment assistance, investment loans, refinancing, and reverse mortgages.
(480) 840-8400 1991 miles Lender's profile and map Reviews IMH Financial Corporation 7001 N. Scottsdale Rd., Suite 2050, Paradise Valley, AZ, 85253 IMH Financial Corporation is a real estate investment and finance company based in the Southwest United States with over a decade of experience in various and diverse facets of the real estate lending and investment process. Our expertise spans origination, acquisition, underwriting, documentation, servicing.
(509) 863-7008 1992 miles Lender's profile and map Reviews Heritage Home Loans 1227 N Argonne Rd., Spokane, WA, 99212 We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
480 336 2828 1992 miles Lender's profile and map Reviews Capstone Financial 1620 N 82nd Place, Scottsdale, AZ, 85257 Capstone Financial is a subsidiary of Capstone Private Mortgage Holdings, a company founded by an experienced team of real estate and finance professionals. Capstone Financial was created to help real estate investors take advantage of opportunities as emerging real estate markets recover and stabilize post recession.
(866) 922-5900 1992 miles Lender's profile and map Reviews Desert Capitol Services, LLC 34406 N. 27th Dr, Suite 140, Phoenix, AZ, 85085 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.