In 2025, the USDA loan limit in Horseheads, situated in the county of Chemung, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating your decision about which program in is most suitable for your financial situation.
2025 Loan Limits and Down Payment Requirements in Horseheads, Chemung, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Horseheads, NY
The mission of Lendersa® is to provide you with the best possible USDA or FHA loan swiftly and effortlessly. Choose one of three starting options, aligning you with matching lenders and USDA loan programs.
USDA home loans are loans backed by the government Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and they are only available in rural neighborhoods. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment at all.
FAB&T can help you and your family by offering a range of financial solutions to fit your financial needs. Beyond that, however, we want the our brand to showcase that we are advocates for the communities we serve, and the causes and events in those communities that are important to the residents. We want to go the extra mile for our customers.
"Arkansas Federal Credit Union is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play - all while providing a great value for our 120,000+ members. Membership open to all Arkansans.
Arkansas Federal is an equal opportunity employer."
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