As of 2025, in Kingston, located in county of Ulster, NY, the USDA loan limit for a single-family home is set at $336,500, whereas the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates to determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, guiding you to the best program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Kingston, Ulster, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Kingston, NY
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three methods to align with lenders and discover USDA loan offerings.
The USDA home loan, under the guarantee of the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans are unique in that they require no down payment whatsoever.
1007 Curtiss St, Suite 8, Downers Grove, IL, 60515
Green Mortgage Corp We continue to build our reputation for personalized service and quality solutions with each and every client. We are dedicated to offering flexible solutions that work for you while also providing consistent results that meet our standards. Our team is large enough to deliver professional grade, durable solutions.
White Oak Mortgage LLC was founded in January 1998 and is locally owned. What makes us stand apart: First-time home buyers are our specialty! We're here to support you through the entire process. We are experts at refinancing! We do most refinances with no closing costs, which keeps your mortgage balance lower. Excellent customer service.
1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515
"Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982
At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority.
Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."
First of all, we will need to start with the present. IN august 2003, the Credit Union changed its name to “New Horizon Credit Union.”
The original name of “Hyster Danville Employees Credit Union” was established September 30, 1946 as a state Chartered Credit Union and located in the old Fab Bldg. On Voorhees St., Danville, IL.
Landmark Credit Union is a full service, not-for-profit financial cooperative dedicating to serving our members. We were originally chartered in 1935 as the Veteran’s Administration Credit Union to specifically serve the employees of the Veteran’s Administration Hospital in Danville, Illinois. Our first office was located on the hospital grounds
Since our doors opened over 40 years ago, First Bank/Illinois has prided itself on serving as a dedicated community bank where its customers can feel like family While we are proud to have become a commercial real estate lending specialist with a national presence, we continue to offer our individual customers
Cornerstone National Bank & Trust Company. Cornerstone National Bank & Trust Company was founded in Palatine, IL in October 2000 on the principle of developing long-term relationships with individuals, families and small to medium-sized businesses by providing a full array of the highest quality financial products and services
1619 Colonial Pkwy, Suite 201, Palatine, IL, 60067
The Resource Plus team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Expert Mortgage Associates provides lending knowledge to best structure your mortgage loan in order to make you look as financially solid as possible to a bank. With over 20 years of experience, Expert Mortgage Associates has thrived in the good and poor economic times by putting the client first.
