USDA Loan Vs. FHA loan pro & con Ulster, Ulster County, NY

In 2026, the USDA loan limit in Ulster, within Ulster county, NY, is $336,500, while the FHA cap for a single-family home stands at $472,030.

With the Lendersa® USDA loan calculator, compare today's best USDA and FHA rates and evaluate the income, credit, reserves, and documents you need to qualify. This advanced mortgage calculator helps you see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial situation in .

USDA and FHA Loan Options in Ulster, NY

The objective at Lendersa® is to promptly secure the best USDA or FHA loan for you with minimal hassle. Choose one of three starting points leading to matching lenders and the USDA loan programs.

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What is a USDA Loan in NY?

A USDA home loan is a government-backed loan offered by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, specifically available in rural neighborhoods. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

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(903) 569-2602 Lender's profile and map Reviews Mineola Community Bank, S.S.B. 215 West Broad, Mineola, TX, 75773 We offer a wide range of personal and business services to meet all of your financial needs while providing the personal touch and responsiveness our clients deserve and expect. Talk with us about your individual needs and we will work with you to determine the perfect accounts for you. We sincerely appreciate your business and pledge to work
(405) 416-2223 Lender's profile and map Reviews First Fidelity Financial Group 5100 N. Classen Blvd, Suite 500, Oklahoma City, OK, 73118 First Fidelity Bank takes pride in its legacy as a community Bank. Since 1920, we’ve been serving clients with the high level of individual care that community Banks are known for, while using the same sophisticated technology as large national Banks. An award-winning financial institution, First Fidelity Bank’s commitment to our clients
(405) 716-4565 Lender's profile and map Reviews Champion Home Loans LLC 4335 N Classen, Suite 101, Oklahoma City, OK, 73118 We are a local mortgage brokerage dedicated to finding the best product for our clients while providing a great experience.Our platform allows us to give our clients great rates while on average being $1, 500 cheaper in lender fees than our competitors. We have a loan program for just about every situation.
(405) 512-5626 Lender's profile and map Reviews Red Dirt Lending 1220 NW 50th St, Oklahoma City, OK, 73118 Red Dirt Lending is an Oklahoma City, OK based private money lender. They offer loans throughout Minneapolis, St Paul, Oklahoma City, and Tulsa. They offer loans for a variety of needs and situations, including loans for rental properties and fix and flip hard money loans. They offer terms up to 1 year, loans with a maximum LTV of 70%
(405) 230-1328 Lender's profile and map Reviews Focus Federal Credit Union 420 N.E. 10th Street, Oklahoma City, OK, 73104 In 1955, a group of seven people obtained a Federal Charter to organize a Credit Union. Employment with the University Hospital, Oklahoma Medical Research Foundation, and Oklahoma Medical School created a common bond that today has grown to include the Oklahoma City Metro Area, more than 11, 000 members, and over $100 million in assets.
(405) 308-4208 Lender's profile and map Reviews Progressive Financial Services Corp 424 NE 2nd Street, Oklahoma City, OK, 73104 The Progressive Financial Services Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically.
(903) 882-4343 Lender's profile and map Reviews Keystone Credit Union 11877 County Road 492, Tyler, TX, 75706 Keystone Credit Union was founded in 1964 by leaders of the Tyler Pipe Industry in an effort to protect their employees from being taken advantage of. That ethos and mission is still true today – we work hard to provide exceptional financial services, education, and solutions to meet the needs of each and every one of our members
9035205141 Lender's profile and map Reviews Platinum Eagle Mortgage 11980 St Hwy 64 E ste B, Tyler, TX, 75707 Unlock homeownership with Platinum Eagle Mortgage! With expertise in home purchase and refinancing, we simplify the lending process. Whether you're planning your first purchase or refinancing, Hillary Bryand provides expert guidance from start to finish. Dedicated to exceptional service, contact Hillary at 9035205141 or email Hillary.bryand@pemloan
(903) 583-5522 Lender's profile and map Reviews Fannin Bank 230 East 3rd Street, Bonham, TX, 75418 Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.
(903) 583-8131 Lender's profile and map Reviews Fannin Federal Credit Union 1737 N State Highway 121, Bonham, TX, 75418 Fannin Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(903) 583-4326 Lender's profile and map Reviews Fannin County Teachers Federal Credit Union 621 N Center Street, Bonham, TX, 75418 Fannin County Teachers FCU (FCTFCU) has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, FCTFCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
(405) 272-6100 Lender's profile and map Reviews SSMOKE Federal Credit Union 1111 North Lee Avenue, Suite 125, Oklahoma City, OK, 73103 SSMOK Employees Federal Credit Union was established on March 31, 1965 on the credit union principle of “Serving Those Who Serve Others .” For more than 43 years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services.