USDA Vs. FHA your options comparison in Wappinger, Dutchess County, NY
As of 2025, the USDA loan ceiling in Wappinger, found within Dutchess County, NY, is $581,200, while the FHA limit for single-family residences is set at $472,030.
With the Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates to determine the necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program in for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Wappinger, Dutchess, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,200
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,525
3%
Discover USDA and FHA Loan Options in Wappinger, NY
The objective of Lendersa® is to secure the best possible USDA or FHA loan swiftly and without hassle. You can start with one of three ways to find lenders that match your requirements, aligning with suitable USDA loan programs.
The USDA home loan, often referred to as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is specifically available for rural areas. It does not require a down payment, contrasting with FHA loans, which necessitate a minimum down payment of 3.5%.
Founded in 2006 by a group of business entrepreneurs & professionals in Los Angeles & Orange Counties,Pacific Alliance Bank is a California state-chartered bank serving communities in Southern CA.We are a full-service bank focused on building relationships by delivering personal, commercial & lending products & services that best serve our clients.
Asian Pacific National Bank (APNB) was established in August 1990 to offer personalized banking services to the business community in the San Gabriel Valley and Los Angeles Region. Based in Southern California, APNB has a deep understanding of the needs of the community as well as the financial resources to support its steady continuing growth.
Victoria Financial began as a humble mortgage broker in the heart of the San Gabriel Valley since 1986. Our establishment pioneered the then innovative no-cost loan with the benefit of our clientele as our main objective. As a mortgage banker today, we are leaders in competitive rates & prioritize customer satisfaction as a predominant core value.
Conquest Financial provide mortgage advice to our clients. We try to step into the eyes of our clients. We understand the anxiety involved with purchasing a home. Our loan management process is aimed at transforming the home buying process into an enjoyable experience: the way it should be. We eliminate the unknown by helping our clients.
501 South San Gabriel Boulevard, Unit 203, San Gabriel, CA, 91776
At First Professional Finance Corporation we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" & will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1045 East Valley Boulevard, Suite A109, San Gabriel, CA, 91776
Founded in 2001, East Star Mortgage is a trusted residential mortgage direct lender that provides high quality in-house processing, underwriting and funding to real estate professionals and individual home buyers throughout California. With over 15 years of experience, East Star Mortgage is able to walk you through a smooth and organized loan.
We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
2360 Huntington Drive, Suite 308, San Marino, CA, 91108
"Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders.
We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
1613 Chelsea Road, Suite 325, San Marino, CA, 91108
"iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following:
10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
2920 Huntington Drive, Suite 100, San Marino, CA, 91108
Emory Financial is a mortgage brokerage business that will take you through every step of the mortgage process. We take the time to understand your needs and goals before selecting the best program for you at the best available rate. Whether you're buying a new home, refinancing, consolidating debt
