USDA Vs. FHA Pro and Con comparison in Wappingers-Falls, Dutchess County, NY
In 2025, the USDA loan cap in Wappingers-Falls, Dutchess county, NY, is set at $581,220, whereas the FHA limit for a single-family home is $356,500.
Use the Lendersa® USDA loan calculator to compare the current best rates of USDA versus FHA loans and determine the income, credit, reserves, and documentation required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the best program for your financial scenario in .
2025 Loan Limits and Downpayment Needs in Wappingers-Falls, Dutchess county, NY
Loan Type
Loan Limit
Down payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
Options for USDA and FHA Loans in Wappingers-Falls, NY
The aim of Lendersa® is to promptly secure the best USDA or FHA loan for you, minus the hassle. Choose one of three entry points that align with matching lenders and USDA loan offerings.
The USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214
Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.
2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214
"Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for:
all residential properties (1-4 units)
all purposes (primary, vacation, investment"
3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214
Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.
3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214
KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help
3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214
Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.
8942 Garden Grove Boulevard, Suite 207, Garden Grove, CA, 92844
At America Smart Home, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
8942 Garden Grove Boulevard, Suite 210, Garden Grove, CA, 92844
First Goldstars, Inc. We are a professional and responsible real estate and mortgage broker. We are here to assist you with all your real estate and mortgage needs. We have many years of experience in real estate and we take pride in excellent customer service. Our clients' needs are our priorities. Our goal.
17155 Newhope St, Suite H, Fountain Valley, CA, 92708
The Amerifund Corporation & Realty can help you finance your dream home with our low-interest-rate loans! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Whether you are looking for an FHA loan, Fixed-Rate Loan, or even a Jumbo Loan, we've got you covered.
10231 Slater Avenue, Suite 212, Fountain Valley, CA, 92708
KZ Lending specialize in mortgages (refinance or purchase loans) and real estate. We'll make sure you get the best rates on your refinance or purchase loan! KZ Lending Established in 2008. Give us a call today and we'll give you a rate quote in five minutes. Kelvin Zee Mortgage broker at KZ Lending.
16480 Harbor Boulevard, Suite 201, Fountain Valley, CA, 92708
Our philosophy is Homeownership Guidance for life! We specialize in low cost or no closing cost Refinance and new purchase home loans. We can lock a loan free of charge and absolutely no application fee. We promise to provide you with the highest level of customer service. We’ve been first time home buyers.
17220 Newhope Street, Suite 220, Fountain Valley, CA, 92708
At Remington Home Loans, where we specialize in residential mortgages. At Remington Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
16480 South Harbor Boulevard, Suite 104, Fountain Valley, CA, 92708
Brymus Capital was established in 2005, and specializes in mortgage and real estate services. We help you understand how the loan process works. Weather your buying your first home or refinancing, selling or looking to invest Brymus Capital can assist you with all your mortgage and real estate needs.
