FHA Vs. USDA loan program for Greenwood-Lake, Orange County, New York

For 2025, in Greenwood-Lake within Orange, NY, the USDA loan limit is $581,220, while the FHA loan cap for a single-family home is $356,500.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the best option for your financial situation in .

Explore USDA and FHA Loan Opportunities in Greenwood-Lake, NY

Lendersa® strives to deliver the best USDA or FHA loan quickly and without hassle. Choose from three starting points to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically for rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(888) 660-3696 Lender's profile and map Reviews Mortgage Financing.com 115 Aikens Center, Suite 20B, Martinsburg, WV, 25404 The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area
(304) 279-6465 Lender's profile and map Reviews American Pacific Mortgage 55 Meridian Parkway, Suite 101, Morgantown, WV, 25404 Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
(703) 914-8700 Lender's profile and map Reviews InFirst Federal Credit Union 6462 Little River Turnpike, Alexandria, VA, 22312 InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
(703) 709-8900 Lender's profile and map Reviews Northwest Federal Mortgage Lending Center Cary, NC 200 Spring St, Herndon, VA, 20170 Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.
(866) 916-8756 Lender's profile and map Reviews Mable Loans, LLC 560 Herndon Pkwy, Suite 140, Herndon, VA, 20170 Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.
(571) 500-6686 Lender's profile and map Reviews Advins Mortgage LLC 12005 Meadowville Court, Herndon, VA, 20170 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(585) 768-7207 Lender's profile and map Reviews LeRoy Federal Credit Union 7093 West Main Road, Le Roy, NY, 14482 LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(315) 654-2115 Lender's profile and map Reviews Citizens Bank of Cape Vincent 154 Broadway St, Cape Vincent, NY, 13618 Citizens Bank of Cape Vincent has been a part of the local community for almost 100 years. We have now grown to 3 locations, serving over 7200 customers throughout the local communities. We provide various products including checking and savings accounts, mortgage loans, automobile loans, certificates of deposit, safe deposit boxes, and more.
(571) 242-8575 Lender's profile and map Reviews The Tullis Mortgage Team 6187 Grovedale Ct, Alexandria, VA, 22310 Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.
(888) 878-1131 Lender's profile and map Reviews Fairfax Lending 6094 Franconia Road, Alexandria, VA, 22310 Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.
(703) 992-8750 Lender's profile and map Reviews Washington Mortgage Group, Inc. 6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.