USDA Loan Vs. FHA loan for Greenwood-Lake, NY 2026

For 2026, in Greenwood-Lake within Orange, NY, the USDA loan limit is $581,220, while the FHA loan cap for a single-family home is $356,500.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you select the best option for your financial situation in .

Explore USDA and FHA Loan Opportunities in Greenwood-Lake, NY

Lendersa® strives to deliver the best USDA or FHA loan quickly and without hassle. Choose from three starting points to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan is a government-backed mortgage facilitated by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically for rural areas. Unlike FHA loans that demand a minimum 3.5% down payment, the USDA mortgage requires no down payment.

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(252) 565-0268 Lender's profile and map Reviews RTP Mortgage, LLC 245 NC-54, Suite 205, Durham, NC, 27713 RTP MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Durham, NC. Specializing in residential home purchases, investments, and refinancing. We are licensed mortgage professionals. We act as your Loan Officer, but we have the freedom to work with multiple different lenders.
(304) 586-3900 Lender's profile and map Reviews Putnam School Employees FCU 300 Roosevelt Boulevard, Eleanor, WV, 25070 Putnam School Employees Federal Credit Union, charter number 21107, was founded November 9, 1972. It was chartered to serve the employees of Putnam County Board of Education. At Conception it was operated out of the home of founding members Mr. and Mrs. Raymond Peak. Following there, space was donated by the Putnam County Board
(855) 331-3221 Lender's profile and map Reviews Katahdin Trust Company 11 Main Street, Patten, ME, 04765 Katahdin Trust is built on our heritage of commitment to the growth of the communities we serve. In our role as a true community bank, Katahdin Trust and its employees have long been recognized for our commitment to giving back to the communities that we serve. We are very proud that our commitment to communities is so extensive.
(919) 412-5375 Lender's profile and map Reviews 7 Locks Lending LLC 1750 Northwest Maynard Road, Suite 101, Cary, NC, 27513 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients that meet their overall financial goals while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to provide a positive experience with the process centered around communication
(919) 463-7888 Lender's profile and map Reviews Tarheel Mortgage 1014 High House Road, Suite 100, Cary, NC, 27513 At Tarheel Mortgage we can match clients with home loans and refinancing products from more than 20 lenders at wholesale rates. Plus, on most loan programs you'll never pay us a fee. Whether you want to purchase a home for no-money down, no points, no PMI or need to qualify with past credit issues,
(919) 244-5656 Lender's profile and map Reviews Pathway Mortgage Group 140 Preston Executive Dr, Suite 205D, Cary, NC, 27513 Pathway Mortgage Group is a nationally recognized, locally owned independent mortgage broker in Cary, NC, serving North Carolina consumers exclusively. Pathway is proud to offer very competitive rates from the best wholesale lenders in the country. Competition, combined with our elite experience and execution.
(740) 927-4956 Lender's profile and map Reviews The Pataskala Banking Company 354 S. Main St., Pataskala, OH, 43062 The Pataskala Banking Company was founded in 1888 by William Henry Mead II and J. S. Youmans as a community bank serving southwest Licking County and it remains one of the few true community banks in central Ohio. Our first office opened in downtown Pataskala in 1888 and we have maintained a presence in downtown Pataskala
(919) 880-8811 Lender's profile and map Reviews Hayes Hyman 1121 Situs Court, Suite 100, Raleigh, NC, 27606 Hayes Hyman and Team are at Corporate Investors Mortgage Group My team and I here at Corporate Investors Mortgage Group, where I serve as Sr. Mortgage Loan Officer in the Raleigh office, have been at Corporate Investors since 2005. My team has over 100 years of combined mortgage banking experience. We are proud to have one the most experienced.
(877) 552-2242 Lender's profile and map Reviews Right By You Mortgage 130 Edinburgh South Drive, Suite 100, Cary, NC, 27511 Right By You Mortgage by Fidelity Bank is a full service mortgage lender with 56 convenient mortgage loan offices in North Carolina and Virginia. We take pride in our personalized service, competitive products, & easy process. Whether you’re shopping for your very first home or your fourth, refinancing, or starting construction of your dream h
(919) 465-4300 Lender's profile and map Reviews G & M Services Unlimited 206 New Edition Court, Cary, NC, 27511 G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.
(919) 272-6749 Lender's profile and map Reviews Eastern Funding Group LLC 1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511 Eastern Funding Group is an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Eastern Funding Group is recognized as an industry leader, with a reputation for integrity, honesty, and consistency