In 2025, the USDA loan limit in Gowanda, in Cattaraugus county, NY, is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today’s USDA against FHA best rates while determining required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Gowanda, Cattaraugus, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gowanda, NY
Lendersa® aims to provide you with the most favorable USDA or FHA loan quickly and without complications. Choose one out of three initial steps to find lenders and access USDA loan programs.
A USDA home loan, often called the USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans offer the unique benefit of requiring no down payment.
1865 S Main Street, Suite 2, Salt Lake City, UT, 84115
Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit.
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488 East 6400 South, Suite 300, Salt Lake City, UT, 84107
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4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
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512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
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869 E. 4500 S, Suite 370, Salt Lake City, UT, 84107
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