USDA Vs. FHA Pro and Con comparison in Gowanda, Cattaraugus County, NY
In 2025, the USDA loan limit in Gowanda, in Cattaraugus county, NY, is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today’s USDA against FHA best rates while determining required income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Gowanda, Cattaraugus, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Gowanda, NY
Lendersa® aims to provide you with the most favorable USDA or FHA loan quickly and without complications. Choose one out of three initial steps to find lenders and access USDA loan programs.
A USDA home loan, often called the USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans offer the unique benefit of requiring no down payment.
2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
Straits Area Federal Credit Union, you’ll save. When your checking account is with Straits Area Federal Credit Union, you’ll save. Every time you use a credit card from us, you’ll save.We have three convenient Northern Michigan locations: Cheboygan, Indian River, and Mackinaw City.
Citizens National Bank is the largest community bank in Northern Michigan. The Bank was established on January 24, 1931 and has been operating under the same name and at the same location in Cheboygan ever since. The Bank has 8 full-service branches located in Cheboygan, Emmet and Presque Isle counties.
We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
Sorg Bay West Federal Credit Union Web Site. The Sorg Bay West FCU offers a full range of financial services. We are member owned, which means we can offer savings with more services, and more advantages to our members. Whether you are looking for a loan, checking account, savings
BHFCU is owned and governed by its members. Members exercise their democratic control of the credit union by attending the credit union's annual meeting and electing the Board of Directors from amoung their number. The Board's function is to provide general direction and control of the affairs of the credit union
Lynchburg Municipal Employees Federal Credit Union
3176 Fort Avenue, Lynchburg, VA, 24501
The approval of Federal Credit Union Charter Number 14623 on August 8th, 1961 allowed for Lynchburg Municipal Employees Federal Credit Union (LMEFCU) to help promote financial services and security for its membership. We were originally chartered to serve employees of the City of Lynchburg and their immediate families.
