USDA Loan Vs. FHA loan pro & con for North-Collins, Erie County, NY

In 2025, USDA loan limit in North-Collins, county of Erie, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in North-Collins, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(904) 334-2498 862 miles Lender's profile and map Reviews Florida Mortgage corp 6817 Southpoint Parkway, 1002, Jacksonville, FL, 32216 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
(904) 997-1093 862 miles Lender's profile and map Reviews Sharp Mortgages, Inc 8785 Perimeter Park Blvd., Jacksonville, FL, 32216 We are a full-service mortgage company based in Jacksonville, Florida. We specialize in first-time home buying in Jacksonville and Ponte Vedra. We also proudly serve greater Jacksonville, its surrounding cities and the following counties: Duval County, St. John's County, and Clay County.
855-399-0644 862 miles Lender's profile and map Reviews Bayway Mortgage Group 8833 Perimeter Park Blvd. Suite 402, Jacksonville, FL, 32216 Bayway Mortgage Group offers the strengths of a strong capital base and a committed business plan with a “down to earth” local consumer experience. We understand you’re making a commitment in us, you can be certain that we will do our utmost to handling all your mortgage needs giving you the confidence you need.
(229) 246-0384 863 miles Lender's profile and map Reviews Southwest Georgia Farm Credit 305 Colquitt Highway, Bainbridge, GA, 39817 Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
(913) 962-8144 863 miles Lender's profile and map Reviews KUMC Credit Union 12510 W 62nd Terrace, Suite 104, Shawnee, KS, 66216 KUMC Credit Union was established in 1954 and is chartered by the State of Kansas. Our Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit.
(218) 346-5700 863 miles Lender's profile and map Reviews United Community Bank 301 W Main St, Perham, MN, 56573 We believe people come first. We believe exceptional customer service can be expected. We believe that starting your day with free coffee, cookies, or even movie-theater popcorn, makes for a great day. We believe offering a full range of innovative commercial and personal financial products
(218) 346-6371 863 miles Lender's profile and map Reviews Dawson Home Mortgage 655 3rd Avenue SE, Suite C, Perham, MN, 56573 At Dawson Home Mortgage we strive to give our customers competitive rates and offer a broad range of products giving you the top notch service you deserve.As a customer you will be treated as an individual and not just another number. We will walk you through every step of the way making sure your loan is processed on time.
(833) 325-2684 863 miles Lender's profile and map Reviews Farmers Bank of Kansas City 14231 Metcalf Ave, Overland Park, KS, 66223 We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.
(320) 769-2908 863 miles Lender's profile and map Reviews Dawson Co-op Credit Union 711 6th Street, Dawson, MN, 56232 Dawson Co-op Credit Union is a member-owned, nonprofit financial cooperative. A cooperative is an association of people who voluntarily join together to meet their common economic, social, or cultural needs, and aspirations through a jointly owned and democratically controlled enterprise.
(913) 839-3700 863 miles Lender's profile and map Reviews Kendall Bank 11225 College Blvd, Suite 150, Overland Park, KS, 66210 For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals. Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
(913) 402-7077 863 miles Lender's profile and map Reviews Caffrey & Co LLC 11225 College Blvd, Suite 125, Overland Park, KS, 66210 Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals. We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.