USDA Vs. FHA your options comparison in North-Collins, Erie County, NY
In 2025, the USDA loan limit in North-Collins, county of Erie, NY, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to weigh today’s optimal USDA against FHA rates, exploring income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding you in determining which program in is most suited to your financial needs.
2025 Loan Limits and Downpayment Requirements in North-Collins, County of Erie, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in North-Collins, NY
The goal of Lendersa® is to help you secure the best possible USDA or FHA loan efficiently and without hassle. Choose from three approaches that connect you with matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Contrary to FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage requires no down payment.
118 Vintage Park Boulevard, Suite W700, Houston, TX, 77070
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
118 Vintage Park Boulevard, Suite WV162, Houston, TX, 77070
We founded Sequoia Mortgage with the core belief that we can provide a better and more personalized experience to every customer we are privileged to serve.
Providing that intangible something that takes average to amazing is what drives us. These aren't just words to us, they are the force behind everything we do to help our customers.
Vintage home loan LLC mission is to deliver the traditional values of extreme competence and excellent customer service through the entire loan experience and also offer the same traditional mortgage lending options as our competition, but we have leapt into the future of mortgage lending by offering non traditional mortgages as well.
Next Step Home Loans, LLC is a mortgage broker headquartered in Houston but we can offer our programs and mortgage services throughout the entire State of Texas. We are a preferred mortgage broker for some of the top mortgage wholesale lenders in the country and we use that preferred status to offer our clients.
OMOM FCU opened its doors in 1965 with 10 members and $5.00 each. Today the credit union has over 750 members with $2.1 million dollars in assets. The credit union is governed by the National Credit Union Administration and presently has a nine-member board with a credit committee, supervisory committee and a marketing committee.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.
16310 Tomball Parkway, Suite 404, Houston, TX, 77064
Our priority is that our customers have a great buying or refinancing experience and our mortgage experts will be there to help and guide you every step of the way. We are home loan experts dedicated to making sure your home purchase or refinance experience is an exciting and memorable experience.
Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.
We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks.
Our mission is not for profit, not for charity, but to be the financial backbone for our member-owners by providing the best products and caring professionalism to meet their needs from now and into the future.
The Credit Union is guided by the members who elect a Board of Directors at the annual membership meeting.
