USDA Vs. FHA your options comparison in Eden, Erie County, NY

In 2025, the USDA loan limit in Eden, county of Erie, NY reaches $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates available today and determine the income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA loans side by side, aiding you in determining which program in Alabama best fits your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Eden, Erie County, NY

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Eden, NY

The goal of Lendersa® is to quickly help you find the best possible USDA or FHA loan without complications. Choose from three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NY

A USDA home loan, backed by the U.S. Government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • SDG Lending, Inc. has the ability to close loans in as little as 2 weeks. Although out average turnaround time is 3-4 weeks. Give me a call and experience the SDG Lending difference. Scott Goldstein have been helping homeowners with their home loans loans since 2003. Scott Goldstein is a dedicated professional.
  • MORTGAGES DONE RIGHT INC.
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  • Greg Hayden the President of Mortgages Done Right Inc. I created the business to give thousands of my clients and hundreds of my realtors more mortgage choices in the market place. The days of going to one lender for a mortgage are gone. Mortgage brokering is better for the consumer.
  • Florida Family Funding LLC
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Florida Mortgage Consultants
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  • Florida Mortgage Consultants is staffed with highly skilled consultants who can provide efficient and practical mortgage solutions that are tailored to your needs and lifestyle. Our company caters to clients in Lake Worth, FL. To learn more about our services and rates, don’t hesitate to get in touch!
  • Prime Rate Mortgage
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  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and the best products to fit their financial profile. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
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