In 2025, the USDA loan limit in Eden, county of Erie, NY reaches $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates available today and determine the income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can view the USDA, FHA, Conforming, and VA loans side by side, aiding you in determining which program in Alabama best fits your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Eden, Erie County, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Eden, NY
The goal of Lendersa® is to quickly help you find the best possible USDA or FHA loan without complications. Choose from three starting points to connect with lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Government's Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans do not require any down payment.
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