USDA and FHA Pro and Con in Granville, Washington County, NY
In 2026, the USDA loan limit for Granville, found in Washington, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine necessary income, credit scores, reserves, and documentation for qualification. With our sophisticated mortgage calculator, visualize USDA, FHA, Conforming, and VA programs side by side to aid your decision on the best fit for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Granville, Washington, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Discovering USDA and FHA Loan Options in Granville, NY
Lendersa® aims to connect you with the best possible USDA or FHA loan promptly and without hassle. Choose from one of three starting points that match with lenders and access USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans do not necessitate any down payment.
Great Meadow Federal Credit Union is a Financial Services company serving Warren, Washington and Essex Counties in New York, as well as Addison, Bennington and Rutland Counties in Vermont for over 60 years. BauerFinancial 5Star rated for over 25 consecutive years.
We are a not-for-profit cooperative financial institution serving
Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name.
Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.
Cooper’s Cave Federal Credit Union, created by Finch Pruyn employees and chartered in 1958, remains a not-for-profit institution owned by you, our member. Cooper’s Cave FCU presently serves some 2, 450 members, with approximately $20 million in assets.
Membership in this credit union is open to residents of Warren County,
"As a full-service commercial bank, we offer a broad range of financial services, including: Online and mobile banking Consumer and commercial loans Trust and retirement services Money market and deposit accounts Wealth management Insurance services Since 1851, we have been serving this region and helping our neighbors achieve their f
Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union.
Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,
We’re the Adirondack Trust Company, and we go above and beyond to create solutions for people, businesses and our community.
As a successful independent Bank that’s been serving this area for more than a century, we are vested in your success and committed to taking you and our community to greater heights.
