USDA and FHA Pro and Con in Granville, Washington County, NY

In 2026, the USDA loan limit for Granville, found in Washington, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine necessary income, credit scores, reserves, and documentation for qualification. With our sophisticated mortgage calculator, visualize USDA, FHA, Conforming, and VA programs side by side to aid your decision on the best fit for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Granville, Washington, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Discovering USDA and FHA Loan Options in Granville, NY

Lendersa® aims to connect you with the best possible USDA or FHA loan promptly and without hassle. Choose from one of three starting points that match with lenders and access USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans do not necessitate any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.

  • American Continental Bank
  • 17700 Castleton Street, Suite 100, City Of Industry, CA, 91748
  • American Continental Bank was established on October 6, 2003, by a group of local businessmen and individuals who were interested in creating a Bank that would provide specialized financial services to the Chinese community. Our Senior Management team and staff consist of highly skilled bankers who are professional.

  • ACG Funding Inc
  • 17590 Colima Road, Rowland Heights, CA, 91748
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our name that is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime. We look forward to working with you.

  • Greater Pacific Real Estate Services
  • 1920 Batson Avenue, Suite 268, Rowland Heights, CA, 91748
  • We're real estate experts who specialize in mortgage financing and real estate sales. We are here to simplify the process toward you obtaining your ultimate goal...Homeownership. Our one on one customer relationship offers you customized service and support. Greater Pacific Real Estate SVCS-Wayne Wainwright, Rowland Heights.

  • iHome Funding
  • 18645 East Gale Avenue, Suite 210, Rowland Heights, CA, 91748
  • iHome Funding is known for its competitive yet flexible rates. Regardless of whether you think you will save money, we may be able to offer a personalized rate lock scenario with your benefit in mind and alos We aim to provide a painless and hassle free refinance experience. Our establishment’s consultants can guide you through our process.

  • PYC Financial
  • 17890 Castleton Street, Suite 378, City Of Industry, CA, 91748
  • PYC Financial is a group of mortgage specialist with over 20 years of experience. We have successfully helped hundred of clients with their home loans.We are committed to provide our clients expert advices on property loans and offer extremely competitive interest rates with an extensive network of lending partners.

  • USA Financial Group, Inc
  • 18725 E. Gale Ave, Suite 227, City Of Industry, CA, 91748
  • "At USA Financial Group, Inc We can help you find the perfect mortgage.
    Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel.

  • ORANGE CIRCLE INTERNATIONAL
  • 8502 Chapman Avenue, Suite 199, Orange, CA, 92869
  • Orange Circle International (OCI) Loans offers a wide range of commercial financing programs to help businesses of all sizes thrive. We provide business loans that are tailored to suit various objectives, and we maintain extensive partnerships with investors and other sources of financing.

  • EZ Mortgages
  • 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
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  • Underwood Mortgage Group
  • 151 N. Kraemer Blvd, Suite 105, Placentia, CA, 92870
  • Underwood Mortgage Group is a boutique lender with all of the capabilities of a much larger brokerage firm. We are both Mortgage Brokers and Direct Lenders – a unique position that allows us to shop dozens of banks, as well as loan our own money. Even more important, we remain in control of the underwriting and processing of each.

  • Socalzone
  • 2351 Natchez Avenue, Placentia, CA, 92870
  • Socalzone was founded in January 2017 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout Southern California. echnology is a focal point in the day to day operations of Socalzone Home Loans. We utilize the latest systems and software to ensure a smooth borrower.

  • Crosswalk Mortgage, Inc
  • 377 E. Chapman Ave, Suite 200, Placentia, CA, 92870
  • Crosswalk Mortgage, Inc., our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you a safe place to discuss home loans options with our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers.