USDA Loan Vs. FHA loan pro & con Granville, Washington County, NY

In 2026, the USDA loan limit for Granville, found in Washington, NY, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine necessary income, credit scores, reserves, and documentation for qualification. With our sophisticated mortgage calculator, visualize USDA, FHA, Conforming, and VA programs side by side to aid your decision on the best fit for your financial needs in .

Discovering USDA and FHA Loan Options in Granville, NY

Lendersa® aims to connect you with the best possible USDA or FHA loan promptly and without hassle. Choose from one of three starting points that match with lenders and access USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural locales. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans do not necessitate any down payment.

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(626) 642-8888 Lender's profile and map Reviews Investment Village Inc 1909 W. Valley Blvd, Suite 200, Alhambra, CA, 91803 LOAN VILLAGE is a mortgage division of INVESTMENT VILLAGE, INC., a real estate investment and brokerage corporation organized under the laws of the State of California. We are headed by a Certified Commercial Investment Member (See, http://www.ccim.com/about/ccim.html), and managed by one of the most experienced real estate brokers.
(562) 249-1374 Lender's profile and map Reviews PLF Real Estate Solutions 9300 Washington Boulevard, Pico Rivera, CA, 90660 I have been a real estate professional for the last 20 years, a period in which the industry has experienced significant change. The real estate industry has been revolutionized as a consequence of the financial crisis of 2008 as well as the evolution of the internet and social media. As a result, the knowledge
(619) 701-1299 Lender's profile and map Reviews OBMortgage 4665 Coronado Ave, San Diego, CA, 92107 OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
(714) 754-7675 Lender's profile and map Reviews Comunidad Latina Federal Credit Union 1317 W Warner Ave, Santa Ana, CA, 92704 Comunidad Latina Federal Credit Union (CLFCU) is a not-for-profit financial institution serving the community of Santa Ana, California. To qualify for membership you may live, work, worship or attend school in the city of Santa Ana or through an immediate family member that is currently a member.
(323) 530-0303 Lender's profile and map Reviews Prestamo Mortgage Corp 609 1/2 Whittier Blvd, Montebello, CA, 90640 Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.
(800) 835-3400 Lender's profile and map Reviews Camino Federal Credit Union 520 N Taylor Ave, Montebello, CA, 90640 Camino Federal Credit Union has been caring for the financial needs of our community. Originally named Montebello Schools Federal Credit Union, our history began with service to employees of the Montebello Unified School District. Today, we are proud to serve members from every industry, background, and age group.
(323) 278-9940 Lender's profile and map Reviews HL Home Loans 3327 West Beverly Boulevard, Montebello, CA, 90640 HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages
(657) 208-3070 Lender's profile and map Reviews Gen Funding 1839 West Katella Avenue, Anaheim, CA, 92804 NEXTGEN TEAM REALTY, OR NEXTGEN, is a family owned and operated real estate brokerage founded in Orange County, California, that weaves in the time- tested Golden Rule of Customer Service with a modern touch of cyber deftness. While the new shift in real estate has taken on a digital aspect to keep up with social media trends
(949) 617-4444 Lender's profile and map Reviews Frogg Realty & Lending 9852 Katella Ave, Suite 321, Anaheim, CA, 92804 We have been doing loans for over 20 years and love helping customers with their home loans. We have done everything from conventional, FHA, VA, IRRL, zero downs, Reverse, to even various types of commercial such as strip malls and apartment loans. Whatever your lending needs we have an expert to take great care of you.
(310) 912-2317 Lender's profile and map Reviews Prima Funding Inc 829 S Westvale Dr, Anaheim, CA, 92804 Prima Funding Inc has been a full service Brokerage that puts the needs of our clients first. We help first-time home buyers, homeowners, and investors stay ahead of the curve and maximize their investment potential. We specialize in the Southern California region of Orange County, Los Angeles and the Inland Empire
(714) 236-4704 Lender's profile and map Reviews Lugo Bros RE & Mtg 8932 Katella Avenue, Suite 104A, Anaheim, CA, 92804 Lugo Brothers Real Estate Group is committed to treating you like family. Our goal is to fulfill your real estate needs beyond your expectations, and we are confident in our ability to do so. Our job is not done when you are satisfied, our job is done when you are ecstatic. We look forward to working with you.
(619) 264-5611 Lender's profile and map Reviews Merchants Home Lending 2305 Historic Decatur, Suite 100, San Diego, CA, 92106 Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.