FHA Vs. USDA loan program for Kingsbury, Washington County, New York

In 2025, USDA loan limit in Kingsbury, county of Washington, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kingsbury, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(425) 828-4600 2336 miles Lender's profile and map Reviews Lakeshore Mortgage Services Inc PO Box 2190, Kirkland, WA, 98083 Lakeshore Mortgage Services, Inc., has been providing cash for contracts, notes and trust deeds since 1979. You can sell all or various portions of your contract, giving you a lump sum of money now instead of waiting for periodic installments. We quote net prices to you which means that we pay all of the closing costs.
(206) 755-3050 2337 miles Lender's profile and map Reviews All City Mortgage, LLC 7225 North East 149th, Place Kenmore, WA, 98028 Josh Kostelyk and my official title is Mortgage Loan originator, which sounds a little stuffy. In short, I help people buy homes and refinance homes by securing top of the line mortgage products that meet their specific needs while saving them time I'm an independent broker with direct connections to a multitude of lending institutions.
(800) 696-8830 2337 miles Lender's profile and map Reviews North Coast Credit Union WA 1100 Dupont Street, Bellingham, WA, 98225 We've been devoted to our members since 1939. Treat each other with respect, understanding, consideration and dignity. We will create a rewarding and positive working environment where all can fulfill their potential and enjoy coming to work. Deliver compassionate, knowledgeable and personal service that helps members achieve their dreams.
(360) 734-2043 2337 miles Lender's profile and map Reviews Industrial Credit Union 1100 North State Street, Bellingham, WA, 98225 Industrial Credit Union has been a part of Whatcom County for 80 years. With over $307 million in assets and nearly 35, 000 members we’re invested in our community and Industrial members know our employees as friends and neighbors. As a credit union and as individuals we’re constantly growing, learning and improving.
(360) 631-7999 2337 miles Lender's profile and map Reviews Advisory Lending Group 119 N Commercial St, Suite 240, Bellingham, WA, 98225 Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
(360) 676-1168 2337 miles Lender's profile and map Reviews WECU 600 E Holly St, Bellingham, WA, 98225 WECU, we strive to make a meaningful difference in the lives of our members. That’s why we commit our people, capital, and ideas to help our members, and the communities we serve, grow. Taking care of our members means taking care of our people first. That’s why we strive to be an employer of choice by offering market-leading pay.
4253060089 2337 miles Lender's profile and map Reviews Lenders Wholesale 929 108th Ave NE Ste. 1030, Bellevue, WA, 98004 How Private Lending Can Get Your Loan Pipeline Growing Again! The best part is we are far more than just lenders. We are strategic partners who will show you and teach you exactly how to tap into the fastest growing, most profitable lending segment in real estate today…and over the next 3-5 years or more.
(425) 283-5151 2337 miles Lender's profile and map Reviews Puget Sound Cooperative Credit Union 11201 SE 8th Street, Suite 208, Bellevue, WA, 98004 Originally chartered in 1934 as Puget Sound Power & Light Employees Credit Union; today’s Puget Sound Cooperative Credit Union (PSCCU) is not only a not-for-profit, member-owned financial cooperative, but we have grown to become a proactive contributor to environmental sustainability, financial security for others, and job creation.
(888) 711-5036 2337 miles Lender's profile and map Reviews Military VA Loan 200 112th Ave NE, Suite 310, Bellevue, WA, 98004 MilitaryVALoan.com is an independently owned, non-government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy. Call 888-977-5113 to get started.government site, operated by Full Beaker, Inc. NMLS #1019791. We make the VA home loan process easy.
(425) 453-5010 2337 miles Lender's profile and map Reviews Fortis Mortgage Advisors 1601 114th Avenue SE, Suite 106A, Bellevue, WA, 98004 The mortgage process has garnered the reputation of being painful, expensive, and time-consuming. We believe it doesn’t have to be. When we started Fortis Mortgage Advisors our goal was to take a complex process and make it easy. At our core, we believe that homeownership, with the right mortgage, is the best.