USDA Loan Vs. FHA loan pro & con for Kingsbury, Washington County, NY

In 2025, USDA loan limit in Kingsbury, county of Washington, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Kingsbury, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 388-2959 2112 miles Lender's profile and map Reviews Idaho United Credit Union 333 N. 13th Street, Boise, ID, 83702 Idaho United Credit Union is a credit union with a "small town" feel. With two branches, Boise and Meridian, we have the opportunity to get to know our members and meet their needs. Visit our website, call or stop by for more information. It is our commitment to our members to keep fees and charges to a minimum.
(208) 404-9434 2112 miles Lender's profile and map Reviews Mortgage Professionals of Sun Valley Inc 800 West Main Street, Suite 1460, Boise, ID, 83702 Mortgage Professionals of Sun Valley, your premier mortgage company in Boise, ID & the surrounding area. We provide a variety of mortgage services, including residential mortgage, commercial mortgage, home loans, jumbo loans, & refinance. We have the skill and experience necessary to serve as your full-service mortgage broker and mortgage lender.
(208) 228-5663 2112 miles Lender's profile and map Reviews Ameripro Mortgage llc 950 W Bannock Street, Suite 1100, Boise, ID, 83702 Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(208) 388-0500 2112 miles Lender's profile and map Reviews Benchmark Mortgage 2535 W State St, Boise, ID, 83702 Benchmark is a full-service mortgage banker and seller-servicer. Founded in 1999, the company is headquartered in Plano, TX . We’re licensed in 48 states across the United States and service loans nationwide. We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence
208 333 2040 2112 miles Lender's profile and map Reviews Payette Financial Services 202 N. 9th Street, Suite 300, Boise, ID, 83702 Payette Financial is a direct private money lender specializing in financing difficult transactions that conventional lenders avoid. We also buy performing and non-performing commercial loans from third parties. We offer funds to borrowers in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming (and possibly
(520) 364-8401 2112 miles Lender's profile and map Reviews Southeastern Arizona Federal Credit Union 1600 N Panamerican Avenue, Douglas, AZ, 85607 SEAFCU is a not-for-profit, member owned financial institution dedicated to providing our members with excellent service and products. This service will be delivered with the utmost professionalism of our employees. We will earn the trust of our members through recognition of our responsibility to make safe and sound business decisions.
(208) 336-5626 2113 miles Lender's profile and map Reviews Ideal Lending LLC 4213 W Chinden Blvd., Garden City, ID, 83714 Ideal Lending aka Half-Price Title Loans was founded by the Martineau Family in 2012. Our goal is to make access to short-term financing more affordable for Idahoans. We aim to lend the most with the lowest payments, all while providing the best service! We also have some of the lowest rates of anyone in town.
(208) 853-7878 2113 miles Lender's profile and map Reviews Diversified Mortgage Group 7977 W Marigold St, Garden City, ID, 83714 In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.
(509) 532-9775 2114 miles Lender's profile and map Reviews First Choice Mortgage Co. 4408 S. Park Lane, Spokane, WA, 99223 First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.
509 473 0096 2114 miles Lender's profile and map Reviews Inland Capital 2607 S Southeast Blvd, STE A100, Spokane, WA, 99223 Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.