USDA Vs. FHA your options comparison in Hudson-Falls, Washington County, NY
In 2025, the USDA loan limit for Hudson-Falls, in Washington, NY, is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in finding the right program in Alabama for your financial needs.
2025 Loan Limits and Down Payment Requirements in Hudson-Falls, Washington County, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Hudson-Falls, NY
The mission of Lendersa® is to quickly connect you with the best possible USDA or FHA loan, hassle-free. Choose one of three starting points to engage with lenders and explore USDA loan options.
A USDA home loan, insured by the government's Department of Agriculture, is also known as a USDA rural development loan. Available only in rural neighborhoods, it differs from FHA loans, which require a 3.5% down payment, as USDA loans require none.
BankGloucester was founded in 1887 as a cooperative community bank to serve the people of Cape Ann. Since that day, we’ve grown considerably, both in size and in our product offerings, yet our commitment to quality customer service remains the cornerstone of our bank. Our commitment to offering products in a highly personalized way.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Norwalk Hospital Credit Union extends membership eligibility to the following persons: All persons who work, practice, or volunteer at Norwalk Hospital, All persons in the greater Norwalk area who provide healthcare or work for an employer in the healthcare industry. All retired persons who previously were in the above groups.
Connecticut Community Bank, is your locally owned, full service community bank with products to serve the needs of individuals, their families & businesses. Our mission is to be the preeminent provider of financial services to individuals, families, businesses & organizations within our communities. We are dedicated to Customer Service Excellence.
It takes more than physical location to be part of a neighborhood; it takes a dedicated, unwavering determination to help better the community & the lives of its residents. Since we live & raise our families in the towns we serve, our interests & those of our customers overlap.We all benefit from having a thriving, safe & culturally rich community.
Community & Teachers is a full service, not-for-profit cooperative financial institution that has been serving “Townies” for over 55 years. Founded in 1960 by eight teachers, the Credit Union was initially only able to extend membership if the person was employed by the school department.
Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
TMC Equities, Inc. is a local and community oriented mortgage broker. For over 24 years we have been located in Pleasantville, NY. Products are available for every purchase or refinance including less than perfect credit, little down payment, low income. We shop with a variety of banks to pass on better rates than your bank.
At Peoples Choice Mortgage we value our family. In turn, we treat all of our clients like family. We know that understanding finances isn’t always a straight path. That’s why we work to develop and educate all of our clients throughout the loan process. Our focus is empowering you to make a financial choice that fits your needs.
