USDA Vs. FHA your options comparison in Highland-Falls, Orange County, NY
In 2026, the USDA loan limit for Highland-Falls in Orange, NY is $581,220, while the FHA limit for a single-family home is $356,500.
Utilize the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates currently available, and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your financial needs in .
Loan Limits and Downpayment Requirements for 2026 in Highland-Falls, Orange, NY
Loan Type
Loan Limit
Down Payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA Loan Options in Highland-Falls, NY
The aim of Lendersa® is to rapidly provide access to the best USDA or FHA loans without hassle. Opt for one of three starting solutions to locate matching lenders and select USDA loan programs.
The USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan via the Department of Agriculture, strictly available in rural locations. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans require no down payment.
We offer outstanding rates and low fees on a full range of financial products. Our mission is to improve the lives of our members and community by providing access to affordable, reliable and solution based financial services.
Our mission is to improve the lives of our members and the community by providing access to affordable
ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage
Sunmark Credit Union is a full-service, community chartered credit union serving New York through financial services, education and empowerment. Since 1937, Sunmark Credit Union has been helping members in New York improve their financial position by offering a full range of products, from mortgage and retirement options to savings and checking.
Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury
Low rate mortgage refinancing, FHA loan rates, fixed mortgage refinance, low equity loans, refinance mortgages, second mortgage rates, home equity loan and new home financing provided by Freedom One Funding. Freedom One Funding, Inc. – Registered Mortgage Broker – NYS Dept. of Financial Service. Loans arranged through third party providers.
Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.
1501 South Memorial Highway, Suite 102, Shavertown, PA, 18708
Back Mountain Federal Credit Union of Shavertown, Pennsylvania has been in service since 1974. We offer prompt, friendly, and courteous service to its members. We have a history of offering very attractive rates due to low overhead and strong expense controls. Our Board of Directors and all committee members are unpaid (volunteer).
The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.
