USDA Vs. FHA Pro and Con comparison in Highland-Falls, Orange County, NY
In 2025, USDA loan limit in Highland-Falls, county of Orange, NY is $581,220 while FHA limit is $356,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Highland-Falls, county of Orange, NY
Loan Type
Loan Limit
Down payment
USDA
$581,220
0%
FHA
$356,500
3.5%
Conventional Conforming
$726,525
3%
USDA and FHA loan options in Highland-Falls, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
The mission of Compassionate Care Credit Union is to make our members feel cared for, both financially and as a person. We will do this through attentive and compassionate service, and by offering products our members need at rates that are competitive in the industry and our service area.
FVSBank began business in Fond du Lac, Wisconsin in 1934 and subsequently expanded to serve the Oshkosh and Waupun areas. Our goal was to provide a safe place for people to deposit their money, and a trusted source for loans. Today, our financial strength allows us to provide the same services as the big box banks – locally – to individuals.
"Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."
Casey State Bank serves the agriculture, oil, and consumer markets located in the Clark, Crawford, Henderson, and Lawrence Counties. Casey State Bank has 8 branches to assist customers with their financial needs. At Casey State Bank we are deeply rooted in the communities we serve. We have been family owned and operated since 1968.
First Neighbor Bank, N.A. is proud to be in your communities, owned and operated by your neighbors and working together to serve you. While staying current with technologies, we institute a philosophy of old-fashioned banking. We strive daily to remain on a first name basis with our customers.
We’re a community bank, and we want it to show. Whether it’s sponsoring little league teams, local children’s theater, or funding local charities, we’re tied to the place we live and work and are invested in its success. First Federal offers everything you’d expect from a financial institution.
BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management
we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois
We offer some of the best deposit and loan products anywhere around and we remain very competitive on rates for both loans and deposits!
While we are a community bank, we can offer many of the services offered by the big banks including internet banking, mobile banking, remote deposit capture, mortgages, etc.
