USDA Vs. FHA your options comparison in Stony-Point, Rockland County, NY
In 2025, the USDA loan ceiling in Stony-Point, county of Rockland, NY, is $0. Meanwhile, the FHA ceiling for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, as well as determine the income, credit, reserves, and documentation needed for eligibility. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options together to aid in selecting the ideal program in for your financial requirements.
Loan limits and down payment requirements in Stony-Point, Rockland, NY for 2025
Loan Type
Limit Amount
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan paths in Stony-Point, NY
Lendersa® aims to secure you the best USDA or FHA loan both quickly and effortlessly. Choose any of the three pathways leading to suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is solely available in rural communities. Contrary to FHA loans that demand a minimum 3.5% down payment, the USDA mortgage requires none.
Ladysmith Federal Savings and Loan Association first opened its doors in 1934. We began with a small staff of only one whose main charter as an association was to provide mortgages, savings accounts, certificates of deposit and share loans.Today, Ladysmith Federal is a thriving, full-service financial institution with a staff of 12 and an active Bo
Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
Intracoastal Bank is a locally owned and operated community bank. Intracoastal Bank opened in 2008 with the goal of supporting the community by building strong and lasting relationships with our clients. The Bank was established by a team of local residents and business owners with long-standing ties to the community.
A&B Mortgage offers a wide range of mortgage products including home loans; refinance mortgages options, reverse mortgages and more. We are knowledgeable in all aspects of loan origination, underwriting and closing of residential mortgage loans. Whether you are looking for your first home or refinancing your existing loan, we have the detailed expe
1030 Palm Coast Parkway, Suite 3, Palm Coast, FL, 32137
Community Mortgage Solutions is a small family owned business located in Palm Coast, Florida. We are the longest operating mortgage company in our area. We specialize in residential financing throughout the state of Florida and Community Mortgage Solutions consists of real people helping other real people accomplish their home ownership dreams.
Florida Mortgage Brokerage Inc, where Adam Klayman and his team specialize in residential mortgages in Jacksonville Florida and surrounding area. At Florida Mortgage Brokerage Inc, we will find a loan that fits each borrower. Our consultants know what it takes to get through underwriting quickly.
Families, singles, veterans, retirees, first-time or repeat buyers – no matter who we serve, our #1 goal is to bring a personal approach to the home financing process. We understand that mortgages are much more than just rates and terms. Kris Wiltfong CEO and President of Capstone Mortgage, LLC
25 Old Kings Road North, Suite 3A, Palm Coast, FL, 32137
"At Pillar Mortgage we pride ourselves in having mortgage loan programs for everyone: from low risk buyers to those with less than perfect credit.
Our highly trained loan officers work closely with realtors and their perspective buyers in making the loan process a positive experience for all parties, from start to finish."
Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender.
As a family-owned community bank with roots dating back to 1969,
