USDA Vs. FHA your options comparison in Stony-Point, Rockland County, NY

In 2026, the USDA loan ceiling in Stony-Point, county of Rockland, NY, is $0. Meanwhile, the FHA ceiling for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, as well as determine the income, credit, reserves, and documentation needed for eligibility. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options together to aid in selecting the ideal program in for your financial requirements.

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Loan limits and down payment requirements in Stony-Point, Rockland, NY for 2026

Loan Type Limit Amount Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan paths in Stony-Point, NY

Lendersa® aims to secure you the best USDA or FHA loan both quickly and effortlessly. Choose any of the three pathways leading to suitable lenders and USDA loan programs.

Lendersa USDA loan requests and matching results

What qualifies as a USDA Loan in NY?

A USDA home loan, endorsed by the government Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is solely available in rural communities. Contrary to FHA loans that demand a minimum 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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