For 2026, within Hoosick, county of Rensselaer, NY, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA VS FHA rates. Determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA side by side to help you choose which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly provide you with the best USDA or FHA loan without hassle. Choose from one of three starting points to connect with matching lenders and suitable USDA loan programs.
A USDA home loan is secured by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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