USDA VS FHA in Hoosick, Rensselaer County, NY

For 2025, within Hoosick, county of Rensselaer, NY, the USDA loan limit is set at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA VS FHA rates. Determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA side by side to help you choose which program in best fits your financial situation.

Review loan offers from 100 lenders

2025 loan limits and down payment requirements for Hoosick, Rensselaer county, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Hoosick, NY

Lendersa® aims to quickly provide you with the best USDA or FHA loan without hassle. Choose from one of three starting points to connect with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in NY

A USDA home loan is secured by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ace Mortgage Company
  • 711 River Highlands Blvd., Covington, LA, 70433
  • At Ace Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Bank of Elgin
  • 101 North 2nd Street, Elgin, NE, 68636
  • "Bank Of Elgin is a branch office of Bank Of Elgin. They provide the following services: Full Service Office Location & are located at 101 North 2nd Street in Elgin Nebraska. Mobile & traditional directions to this location can be found below along with ratings lobby hours, their phone number, online banking website & additional banking informati
  • SELH Federal Credit Union
  • 23455 Sparrow Road, Mandeville, LA, 70448
  • SELH Federal Credit Union has been approved for a Charter change to serve the healthcare industry in the cities of Abita Springs, Mandeville, Covington, and Lacombe, LA. This change allows us to offer membership to any worker in the healthcare industry working in any of the cities approved.
  • LTV NOLA
  • 184 Remington Dr, Mandeville, LA, 70448
  • LTV Properties is a local Louisiana Equity Lender that specializes in hard money loans with no credit, income, or residency requirements. We offer fast closings and loan our own money. We have been doing business in the state of Louisiana for 11 years with over 120 years of personal, residential, and commercial lending experience.
  • Alpha Mortgage
  • 211 W Causeway Approach, Suite A, Mandeville, LA, 70448
  • Alpha Mortgage was formed in 1997 in Mandeville, Louisiana. It operates as a mortgage broker office and is licensed by the state of Louisiana. Experienced loan officers include Jimmy Briant and Neal Clark with forty-two years of experience. Several types of loans are offered, such as, conventional, FHA, VA, USDA, and reverse mortgages.
  • NLG Mortgage Services
  • 800 N. Causeway Blvd, Suite 2B, Mandeville, LA, 70448
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First State Bank
  • PO Box 65, Hordville, NE, 68846
  • First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.
  • The Peoples Bank of Red Level
  • 500 North Jackson, Magnolia, AR, 71753
  • Peoples Bank has been serving Magnolia Arkansas & surrounding cities in Columbia County for over 100 years. We are the only bank located exclusively in Columbia County. The Peoples Bank is a branch office of The Peoples Bank. They provide the following services: Full Service Office Location & are located at 500 North Jackson in Magnolia Ark