USDA Vs. FHA Pro and Con comparison in Hoosick-Falls, Rensselaer County, NY
In 2025, the USDA loan limit set for Hoosick-Falls, within Rensselaer County, NY, is $285,000, whereas the FHA limit for a single-family home is $356,362.
With the Lendersa® USDA loan calculator, you can compare today's superior USDA and FHA rates, assess the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in for your personal financial circumstances.
2025 Loan Limits and Downpayment Requirements in Hoosick-Falls, Rensselaer, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Hoosick-Falls, NY
The objective of Lendersa® is to efficiently secure the most fitting USDA or FHA loan for you, hassle-free. You can start with any of three pathways to connect with matching lenders and effective USDA loan programs.
USDA home loans, guaranteed by the Department of Agriculture and often referred to as USDA rural development loans or USDA mortgages, are available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
Fulton Savings Bank offers comprehensive banking services near Fulton, NY, including deposit accounts, such as checking accounts and savings accounts, as well as loans, such as personal loans, mortgage loans, home equity loans and more.
For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.
The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
1650 Eastern Parkway, Suite 207, Brooklyn, NY, 11233
SBA Loan Group was founded in 2012 to guide small business owners about the SBA loan program and how it works. We specialize in SBA loans, and you are not just a number on a check l-list, but a client and can have personalized attention because each deal is unique for us. Yankie Markowitz is the Chief Executive Officer of SBA Loan Group.
197 Ralph Avenue, Ground Floor, Brooklyn, NY, 11233
Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. All loans arranged with third party providers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide real estate financing to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i
