USDA VS FHA in Hoosick-Falls, Rensselaer County, NY
In 2025, the USDA loan limit set for Hoosick-Falls, within Rensselaer County, NY, is $285,000, whereas the FHA limit for a single-family home is $356,362.
With the Lendersa® USDA loan calculator, you can compare today's superior USDA and FHA rates, assess the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in for your personal financial circumstances.
2025 Loan Limits and Downpayment Requirements in Hoosick-Falls, Rensselaer, NY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Hoosick-Falls, NY
The objective of Lendersa® is to efficiently secure the most fitting USDA or FHA loan for you, hassle-free. You can start with any of three pathways to connect with matching lenders and effective USDA loan programs.
USDA home loans, guaranteed by the Department of Agriculture and often referred to as USDA rural development loans or USDA mortgages, are available exclusively in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment.
Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.
7007 College Blvd, Suite 600, Overland Park, KS, 66211
Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.
Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.
10977 Granada Lane, Suite 225, Overland Park, KS, 66211
First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.
5440 W. 110th Street, Building 2, Suite 300, Overland Park, KS, 66211
ONE Advisory Partners is an SEC-registered investment advisor focused on making our clients’ lives better. We handle the heavy lifting of your financial life so you can focus on the things that matter the most to you. We saw a need for robust wealth advice for real people, so we apply the best practices we learned from helping large institutional.
6900 College Blvd, Suite 740, Overland Park, KS, 66211
Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.
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It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota.
They recognized the need to provide an alternative to ""for-profit"" financial institutions.
