USDA and FHA Pro and Con in Huntington-Station, Suffolk County, NY

In 2025, the USDA loan limit in Huntington-Station, within the county of Suffolk, NY, stands at $657,900. For a single-family residence, the FHA limit is set at $822,375.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool aids in assessing the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping determine the most suitable program for your financial needs in .

Explore loan offers from a diverse selection of 100 lenders

2025 Loan Limits and Downpayment Requirements in Huntington-Station, County of Suffolk, NY

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in Huntington-Station, NY

The aim of Lendersa® is to facilitate quick and hassle-free access to the best USDA or FHA loans. Start by choosing one of the three avenues to connect with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is specifically available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment, offering a notable advantage for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Field Lending
  • 375 E Warm Springs, Suite 203, Las Vegas, NV, 89119
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Access Commercial Mortgage
  • 215 E. Warm Springs Rd, Suite 102, Las Vegas, NV, 89119
  • Access Commercial Mortgage is the leading commercial mortgage broker that provides debt financing for all types of income producing properties. The mission of the company is to assist commercial property owners in securing capital for all of their commercial real estate needs. Access Commercial Mortgage offers a variety of commercial loan programs
  • Valley View Home Loans - VVHL Direct
  • 6551 Las Vegas Blvd S, Suite 154, Las Vegas, NV, 89119
  • Valley View Home Loans (NMLS# 192103) is recognized as an industry-leading provider of mortgage services, Operating across the 13 states. Year after year we closed over billion dollars in mortgage financing. Valley View Home Loans is a full-service national mortgage lender and agency direct seller/servicer offering Conventional, FHA, Jumbo loans.
  • Paul Hasna
  • 6671 S Las Vegas Blvd, Unit 210, Las Vegas, NV, 89119
  • Paul Hasna have been helping families and individuals realize their dream of home ownership for over 20 years, specializing in all First – Time Home Buyer programs and low down payment loans, such as VA, FHA, Rural Development and Conventional HomeReady™ Home Possible™ and MyCommunity™ home loans.
  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
  • HORIZON COMMUNITY BANK
  • 225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
  • Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.
  • Summerlin Financial Inc
  • 349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
  • Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service
  • Hi-Tech Mortgage, Inc
  • 2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
  • Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.
  • Commercial Property Lending
  • 3540 W Sahara Ave, Suite 306, Las Vegas, NV, 89102
  • We have been described as the best borrower experience in the industry. There is no software that can matc hour 25years of experience for personal contacts, insider knowledge and expertise We know how to present a property to our correspondents for the best possible loan terms and rates.As the loan process proceeds.