USDA Vs. FHA Pro and Con comparison in Huntington-Station, Suffolk County, NY
In 2026, the USDA loan limit in Huntington-Station, within the county of Suffolk, NY, stands at $657,900. For a single-family residence, the FHA limit is set at $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. This tool aids in assessing the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping determine the most suitable program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Huntington-Station, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in Huntington-Station, NY
The aim of Lendersa® is to facilitate quick and hassle-free access to the best USDA or FHA loans. Start by choosing one of the three avenues to connect with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is specifically available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment, offering a notable advantage for eligible applicants.
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All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus
Dime Community Bank operates over 65 convenient branch locations across Long Island, Brooklyn, Queens, Bronx and Manhattan. We’re committed to providing exceptional service, the latest in technology and an experienced, dedicated team to help you achieve your financial goals. We offer a full range of products and services for businesses and consumer
Big Think Capital is a direct lender and financial service marketplace specializing in helping businesses find the capital they need with the best possible terms. With multiple financial options Big Think Capital will be able to guide any business owner through the financing process with ease.
201 Old Country Road, Suite 200, Melville, NY, 11747
Lends in New York
Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.
Planet Management Group, headquartered in Melville, New York, is managed by executives with over 100 years combined experience in mortgage servicing, credit risk management, & capital markets activity. Its default management team has over 20 years of experience in default management, loss mitigation, foreclosures, bankruptcies, and REO management.
Members Mortgage Corp. was created in 1999, specifically to provide an honest and affordable Mortgage Loan Program to NYC’s Police and Firefighter Union Members and their families as a way of giving back to those who give so much of themselves. It was received enthusiastically by the union memberships and proved to be an immediate success.
20 Broad Hollow Road, Suite 2008B, Melville, NY, 11747
Lends in New York
JM Capital Group is committed to helping our clients find the best mortgage rates on the market. We take the time to source the best deals from banks, credit unions and mortgage lenders to provide you with the best solutions. Everyone’s situation is unique and we care for each our clients in a personalized way.
25 Melville Park Road, Suite 110, Melville, NY, 11747
Lends in New York
United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
