USDA and FHA Pro and Con in Dix-Hills, Suffolk County, NY
In 2025, the USDA loan limit in Dix-Hills, situated in Suffolk County, NY, is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize Lendersa® USDA loan calculator to assess today's best rates for USDA versus FHA, determining the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is ideal for your financial situation.
2025 Loan Limits and Down Payment Requirements in Dix-Hills, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Dix-Hills, NY
The purpose of Lendersa® is to help you obtain the best possible USDA or FHA loan quickly and effortlessly. Choose one of three starting points to identify matching lenders and USDA loan programs suitable for your needs.
Known as the USDA rural development loan or USDA mortgage, these loans are guaranteed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment.
First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.
CCUFL started as West Florida Central Credit Union in 1962. For almost 60 years, CCUFL has shown what a credit union really is... people helping people. CCUFL has strived to be a community credit union by incorporating the membership and values of the credit unions that have come together to form Central Credit Union of Florida.
"Rapid Rate Mortgage is a mortgage brokerage that uses our cutting edge technology to help those with less than perfect credit scores qualify for a home.
Realtors love our Loan Portal System where they can log in any time of the day and print off a pre-qualification letter for any amount less than the buyer's max budget."
At Pen Air Federal Credit Union respect is a guiding principle. An unshakeable belief in dreams and the can-do attitudes that make them real. As the largest and oldest local credit union in Pensacola, Florida with $2.3 billion in assets, we are dedicated to enhancing lives through exception service
Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.
I have been in the mortgage business since 1992. Early in my career I quickly learned attention to detail and staying current with lending programs and regulations is pivotal in setting the stage for the smoothest mortgage process for a consumer. While everyone strives for the perfect process,
Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability.
We pride ourselves on personal service in our comfortable, friendly office in the heart of downtown St. James. We’ll take the time to learn as much as we can about your goals, and do everything possible to help you achieve them. From the moment you walk through our door, until long after closing.
115 South C Street, unit 101, Lake Worth Beach, FL, 33406
Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
1801 Forest Hill Boulevard, West Palm Beach, FL, 33406
Our mission at Flagler Bank is to be the premier community bank in our service area by providing quality service for the financial needs of our customers. We strive daily to build long-lasting relationships with new customers and exceed the expectations of our existing customers. We want your experience with Flagler Bank to be exceptional!
Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
1055 S. Congress Avenue, West Palm Beach, FL, 33406
First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
