FHA Vs. USDA loan program for Dix-Hills, Suffolk County, New York

In 2026, the USDA loan limit in Dix-Hills, situated in Suffolk County, NY, is $657,900, while the FHA limit for a single-family home is $822,375.

Utilize Lendersa® USDA loan calculator to assess today's best rates for USDA versus FHA, determining the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is ideal for your financial situation.

Options for USDA and FHA Loans in Dix-Hills, NY

The purpose of Lendersa® is to help you obtain the best possible USDA or FHA loan quickly and effortlessly. Choose one of three starting points to identify matching lenders and USDA loan programs suitable for your needs.

Lendersa USDA loan request and matching results illustration

Understanding USDA Loans in NY

Known as the USDA rural development loan or USDA mortgage, these loans are guaranteed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages do not require any down payment.

Get top 10
USDA LENDERS
customized to yout needes

(833) 325-2684 Lender's profile and map Reviews Farmers Bank of Kansas City 14231 Metcalf Ave, Overland Park, KS, 66223 We provide deposits and lending services to a broad range of consumer, retail, manufacturing, agricultural, energy, real estate and commercial customers. Our community banks provide hometown service, resources and support for the eight communities we serve in central Kansas and Overland Park, Kansas.
(228) 831-0933 Lender's profile and map Reviews Gulf-South-Mortgage-LLC 12292 Ashley Drive, Gulfport, MS, 39503 At Gulf South Mortgage, you are more than just a number to us. We are locally owned and offer unmatched customer service by providing a more personal experience. Our staff will guide you from the initial consultation through the loan closing. You will experience an open line of communication
(228) 539-7029 Lender's profile and map Reviews Gulf Coast Community Federal Credit Union 12364 Highway 49, Gulfport, MS, 39503 At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
(228) 865-3142 Lender's profile and map Reviews Memorial Federal Credit Union 1231 44th Avenue, Room 11, Gulfport, MS, 39501 Memorial Federal Credit Union opened its doors in February of 1962 to provide financial services to the employees of Memorial Hospital and their family members. In the years since, we have grown our membership and continue to provide exceptional service. At Memorial Federal Credit Union, we strive to provide quality financial services.
(501) 315-3162 Lender's profile and map Reviews Hurricane Creek FCU 1114 Ferguson, Benton, AR, 72015 Hurricane Creek FCU is a not-for-profit financial cooperative that is member owned and democratically controlled. It was organized in May 1957, as Reynolds Hurricane Creek FCU under the concept of "people helping people". Currently the Credit Union serves over 3,950 members in the Saline County area. Each member is an owner, a saver
(501) 315-5626 Lender's profile and map Reviews Alcoa Community Federal Credit Union 1125 Military Road, Benton, AR, 72015 The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.
(320) 978-6351 Lender's profile and map Reviews PrinsBank 508 Third Street, Prinsburg, MN, 56281 PrinsBank was established in 1916 to serve the needs of our local communities. We offer a variety of banking products and services. We are proud of our ability to provide full-service banking with prompt, local decision making from people who know you. PrinsBank strives to make our customer's banking experiences easy and pleasant.
(913) 839-3700 Lender's profile and map Reviews Kendall Bank 11225 College Blvd, Suite 150, Overland Park, KS, 66210 For more than 120 years, Kendall Bank has been dedicated to helping individuals, families, and businesses achieve their financial goals. Today, we remain committed to providing every customer with an exceptional all-inclusive banking experience that combines big-bank expertise and technology
(913) 402-7077 Lender's profile and map Reviews Caffrey & Co LLC 11225 College Blvd, Suite 125, Overland Park, KS, 66210 Caffrey & Company LLC is a full service commercial mortgage broker who will work for you to achieve your commercial real estate financing goals. We specialize in commercial real estate loans from $1, 000, 000 and up for acquisition or refinancing of Apartment Building Loans, Shopping Centers Loans, Mixed-use, Office Building Financing etc.
(816) 241-7800 Lender's profile and map Reviews FIRST FEDERAL BANK of KANSAS CITY 6900 N. Executive Drive, Kansas City, MO, 66210 We are First Federal Bank of Kansas City, and our mission is helping the people and communities we serve build a brighter financial future. That means being the community banking leader in providing customer-focused products, insight and encouragement. It's a purpose bigger than profit. By promoting the power of homeownership
(913) 338-7108 Lender's profile and map Reviews Mortgage Enterprises 10955 Lowell, Suite 510, Overland Park, KS, 66210 At Mortgage Enterprises. We are a professional mortgage company in Kansas and Missouri specializing in residential mortgages. We find loans that fit the goals of each client. We have highly skilled loan officers who know what it takes to get through underwriting quickly while keeping you informed of your process every step of the way.
(913) 649-9700 Lender's profile and map Reviews Himalaya Mortgage 11881 West 112th Street, Overland Park, KS, 66210 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.