In 2025, the USDA loan cap for Melville in Suffolk county, NY, is $776,600. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.
Use the Lendersa® USDA loan calculator to compare today's top USDA against FHA rates, assessing income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, guiding you on the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Melville, Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Melville, NY
Lendersa® aims to deliver the best USDA or FHA loans quickly and without hassle. Begin with one of three starting points to find lenders and appropriate USDA loan programs matching your needs.
The USDA home loan, supported by the government’s Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. FHA loans require a minimum down payment of 3.5%, but USDA loans do not need any down payment, making them accessible.
Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
131 Steuart Street, Suite 520, San Francisco, CA, 94105
We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.
4 Embarcadero Center, Suite 1400, San Francisco, CA, 94111
Piedmont Capital specializes in arranging financing solutions for commercial and multi-family investment property. Our team approaches each situation uniquely to provide you with personalized recommendations—offering you the opportunity to select the financing solution that best matches your goals.
275 Battery Street, 23rd Floor, San Francisco, CA, 94111
At Upgrade, our goal is to offer an online and mobile banking experience that delivers exceptional value, including affordable loans and cards, and helps our customers make good financial decisions so they can build the future they want. Upgrade’s founding team pioneered fintech 15 years ago.
505 Montgomery St, Suite 1275, San Francisco, CA, 94111
Guarantee Mortgage We have 22 years under our belt providing world-class client service. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed decision, that’s right for your financial situation. Year after year, since 2007, Guarantee has been nominated
221 Main Street, Suite 300, San Francisco, CA, 94105
Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.
555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
Grobecker Holland International founder of the Teresa Grobecker has a very unique blend of skills that will ensure your financial well-being through your real estate transaction and career. She works diligently for the aspirations of her clients, agents and broker-managers. Her keen ability to foresee and expertly navigate challenges.
101 California Street, Suite 2710, San Francisco, CA, 94111
At Pacific Prime Financial, We are home loan experts dedicated to making sure your home purchase or Refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
333 1st Street, Unit N1505, San Francisco, CA, 94105
CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate
1 Market Plaza, Spear Tower #3600, San Francisco, CA, 94105
Carlyle Financial is a full-service mortgage brokerage, based in San Francisco and Los Angeles. We provide a highly personalized loan process for clients who need flexibility, versatility, and a wide variety of lending products. We are dedicated to providing extraordinary service for extraordinary clients.
575 Market Street, Suite 1600, San Francisco, CA, 94105
Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions.
Dedicated financing experts always on your side to help you scale
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