USDA Loan Vs. FHA loan pro & con for Melville, Suffolk County, NY

In 2025, USDA loan limit in Melville, county of Suffolk, NY is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Melville, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 660-3190 2190 miles Lender's profile and map Reviews Old Republic Mortgage 301 N. Union, Suite B, Newport, WA, 99156 Old Republic Mortgage help you obtain and guide you to your goal of homeownership. Old Republic Mortgage is driven by our core values of Respect, Transparency, and Scrappiness. Our game changing loan programs and specialty products create homeownership opportunities in the communities we serve.
(623) 925-9710 2191 miles Lender's profile and map Reviews SunWest Credit Union 650 N Estrella Pkwy, Suite A6, Goodyear, AZ, 85338 Our goal at SunWest Federal Credit Union is to grow as an organization while staying true to our founding mission. Since our doors first opened 83 years ago, we have remained committed to providing exceptional service focused on dedication, integrity, and compassion to help our members grow and thrive.
(623) 432-2021 2191 miles Lender's profile and map Reviews Elite Mortgage Group 17580 W Lavender Ln, Goodyear, AZ, 85338 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(360) 601-7837 2192 miles Lender's profile and map Reviews Catlin Capital, Inc. 1410 N Mullan, Suite 205, Spokane, WA, 99206 Catlin Capital's Loan Officers are entrusted with your very personal financial information and we secure our clients' data and information fully. We understand that securing the right mortgage is an essential part of achieving your financial dreams and goals. At Catlin Capital, we consider ourselves "stewards of wealth
(775) 738-4083 2194 miles Lender's profile and map Reviews ELKO FEDERAL CREDIT UNION 2397 Mountain City Highway, Elko, NV, 89801 The Elko Federal Credit Union will: be the premier provider of financial and credit services to all of the residents of Elko, Eureka and Lander Counties as authorized and chartered in 1960 and thereafter amended. This will be accomplished as the Elko Federal Credit Union achieves their strategic objectives.
(509) 863-7008 2195 miles Lender's profile and map Reviews Heritage Home Loans 1227 N Argonne Rd., Spokane, WA, 99212 We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
(208) 484-4279 2195 miles Lender's profile and map Reviews Blossom Heights Realty 1116 10th St S, Nampa, ID, 83651 Blossom Heights Realty has proudly served clients and customers for over 10 years. We started as a family-owned business and still run on the same standards of integrity and care for the people we serve. Our experienced real estate agents help clients and customers who are interested in buying or selling homes in Nampa, Caldwell, Meridian, Boi
(208) 466-0916 2197 miles Lender's profile and map Reviews Northwest Christian Credit Union 716 East Colorado Avenue, Nampa, ID, 83686 For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,
(509) 532-9775 2197 miles Lender's profile and map Reviews First Choice Mortgage Co. 4408 S. Park Lane, Spokane, WA, 99223 First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.
509 473 0096 2197 miles Lender's profile and map Reviews Inland Capital 2607 S Southeast Blvd, STE A100, Spokane, WA, 99223 Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.
(509) 339-7110 2197 miles Lender's profile and map Reviews Good Deeds Mortgage 115 NW State St, Suite 302, Pullman, WA, 99163 At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.