In 2026, the USDA loan limit in South-Huntington, county of Suffolk, NY is $657,900, while the FHA limit for a single-family home is $822,375.
Use Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates. Determine the income, credit, reserves, and documentation necessary for eligibility. Our calculator displays USDA, FHA, Conforming, and VA loans side by side to aid decision-making for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional | $822,375 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Choose from three starting points leading to matched lenders and suitable USDA programs.
Backed by the government's Department of Agriculture, a USDA home loan is also known as a USDA rural development loan or mortgage. It caters to rural areas specifically. While FHA loans require at least a 3.5% down payment, USDA loans demand none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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