USDA Loan Vs. FHA loan pro & con South-Huntington, Suffolk County, NY

In 2025, the USDA loan limit in South-Huntington, county of Suffolk, NY is $657,900, while the FHA limit for a single-family home is $822,375.

Use Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates. Determine the income, credit, reserves, and documentation necessary for eligibility. Our calculator displays USDA, FHA, Conforming, and VA loans side by side to aid decision-making for your financial situation in .

Available Loan Options in South-Huntington, NY for USDA and FHA

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Choose from three starting points leading to matched lenders and suitable USDA programs.

Results of Lendersa USDA loan requests and matching

Clarifying the USDA Loan in NY

Backed by the government's Department of Agriculture, a USDA home loan is also known as a USDA rural development loan or mortgage. It caters to rural areas specifically. While FHA loans require at least a 3.5% down payment, USDA loans demand none.

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(402) 763-6000 Lender's profile and map Reviews ACCESSBank 8712 W. Dodge Rd, Omaha, NE, 68144 We're entrepreneurs ourselves. We opened in 2007 with just 12 employees, so we are first-hand familiar with your day-to-day challenges. No wonder then, that we've been voted "Best Business Bank" by B2B Omaha Magazine five years in a row. We've also been awarded the 2017 & 2018 Business Excellence Award by the Greater Omaha Chamber.
(402) 758-6500 Lender's profile and map Reviews Centris Federal Credit Union 13120 Pierce Street, Omaha, NE, 68144 Centris Federal Credit Union has been your trusted financial partner since 1934 with 15 full-service credit unions located in Nebraska and Iowa. We are a not-for-profit financial organization. We pass the savings onto our members so we can offer lower rates on loans and higher rates on savings as well as improved products and services.
(870) 863-4335 Lender's profile and map Reviews Lion Federal Credit Union 1580 Haynesville Hwy, El Dorado, AR, 71730 It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members. We strive to deliver a level of service that exceeds the expectations of our customers. If you have any questions about our products or services
(870) 863-7000 Lender's profile and map Reviews First Financial Bank 214 N Washington Ave, El Dorado, AR, 71730 First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
(601) 442-5888 Lender's profile and map Reviews Citizen’s Choice Federal Credit Union 101 St Catherine Street, Natchez, MS, 39120 Citizen’s Choice Federal Credit Union is a financial cooperative that offers a wide range of products with the most convenient rates. We know how important it is always to have options to select from; therefore, we provide a large variety of services for every citizen: share accounts, payroll deduction, direct deposit, auto loans,
(601) 442-4382 Lender's profile and map Reviews Old South Federal Credit Union 148 North Shields Lane, Natchez, MS, 39120 Old South FCU was formed in 1953 originally to serve employees of the International Paper Company located in Natchez, MS. Over the years, Old South's field of membership has grown to include other Select Employee Groups. We have since expanded our field of membership to include Concordia Parish, LA and Adams County, MS.
(601) 445-7032 Lender's profile and map Reviews United Mississippi Bank 1 Morgantown Road, Natchez, MS, 39120 The mission of UMB is to ensure continued growth and prosperity by hiring the most qualified and dedicated employees, staying current with technological advances in the banking industry, supporting and enriching our employees and the communities we serve, and delivering a competitive shareholder return.
(601) 304-5670 Lender's profile and map Reviews Integrity Mortgage Center LLC 319 D'Evereaux Drive, Natchez, MS, 39120 At Integrity Mortgage Center LLC We are a Licensed Mississippi and Louisiana Mortgage Company that has been servicing the Miss- Lou since 2008. We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage
(402) 894-5005 Lender's profile and map Reviews Omaha Firefighters Credit Union 4630 S 143rd Street, Omaha, NE, 68137 Omaha Firefighters Credit Union was established in 1946 to serve our members' financial needs. As a Credit Union, we operate as a not-for-profit financial cooperative that encourages thrift & provides credit at fair and reasonable rates. We are owned and operated by our members. Each member owns an equal share regardless of their account balance.
(402) 895-6880 Lender's profile and map Reviews Neighborhood Community Federal Credit Union 4848 South 120th Street, Omaha, NE, 68137 Neighborhood Community Federal Credit Union is a Community Chartered Credit Union, Our Field of Membership is persons who Live, Work, Worship or Attend School in Douglas and Sarpy County in Nebraska or Pottawattamie County in Iowa. NCFCU is the oldest Credit Union in Nebraska having been established on April 24, 1928
(402) 551-3052 Lender's profile and map Reviews Metro Credit Union (Nebraska) 14509 F Street, Omaha, NE, 68137 We were formed in 1951 for the benefit of people who bank with us, & that purpose remains central to our decision-making today. For that reason, the Credit Union has earned a reputation for exceptional personal service and great value in banking. Metro consistently receives high marks for trust, integrity, low loan rates & better overall service.