USDA Vs. FHA your options comparison in Jefferson-Valley-Yorktown, Westchester County, NY

In 2025, within Jefferson-Valley-Yorktown, county of Westchester, NY, the USDA loan limit is $0, whereas the FHA limit for a single-family residence is $822,375.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. With our detailed mortgage calculator, USDA, FHA, Conforming, and VA loans can be compared side by side, aiding you in deciding the best program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Jefferson-Valley-Yorktown, Westchester, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Seeking USDA and FHA Loan Options in Jefferson-Valley-Yorktown, NY

Lendersa®'s aim is to quickly secure you the best USDA or FHA loan without hassle. Choose one of three starting methods to find matching lenders and USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in NY

A USDA home loan, backed by the Department of Agriculture and often referred to as the USDA rural development loan, is dedicated to rural areas. It differs from FHA loans by requiring no down payment, as opposed to the minimum 3.5% required by FHA, making it advantageous for rural property buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Woodland Hills Mortgage Corporation
  • 21777 Ventura Boulevard, Suite 211, Woodland Hills, CA, 91364
  • Woodland Hills Mortgage Corporation, Real Estate Broker, CA Dept of Real Estate #01901462 NMLS #752237, was founded in 1990 as a private lending institution to fund “make sense” loans that banks won’t make. We knew these bank rejected borrowers still needed mortgage assistance that we could provide
  • Empire of America Corporation
  • 5525 Oakdale Avenue, Suite 150, Woodland Hills, CA, 91364
  • After 35 years in mortgage lending, Empire of America established itself as an effective and knowledgeable mortgage lending firm that knows how to move with the times. With a wide variety of loan products available, a completely secure online platform, and literally ZERO salespeople, you'll find you can easily talk through your home loan opti
  • Mortgage Loan Services Inc
  • 20501 Ventura Boulevard, Suite 311, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Innovation Lending Solutions, Inc.
  • 20121 Ventura Blvd, Woodland Hills, CA, 91364
  • At Innovation Lending Solutions we believe in funding your loan quickly and professionally. In today's market you need a quality and experienced mortgage lending team to fund your loan in a timely manner. Let us help your family today.vation Lending Solutions we believe in funding your loan quickly and professionally.
  • Royal REP Mortgage
  • 23293 Ventura Blvd, Woodland Hills, CA, 91364
  • Our goal is to share with you invaluable information about buying and selling homes in Southern California. In addition to being able to search the Multiple Listing Services for the latest single family homes, townhouse and condo listings, you can set up an email Listing Alert system that will keep you up to date
  • Referral Lending Inc
  • 22543 Ventura Boulevard, Suite 212, Woodland Hills, CA, 91364
  • Referral Lending can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Referral Lending, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated.
  • Lotus Mortgage & Realty Inc.
  • 23241 Ventura Boulevard, Suite 217, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to deliver superior loan and real estate service to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Crown Real Estate & Funding Inc.
  • 21777 Ventura Blvd, Suite 265, Woodland Hills, CA, 91364
  • Crown Real Estate & Funding Inc Our team has professionals from different backgrounds. We have realtors who were CPAs for many years. Our varied experience will help us guide you to the right professional to get the advice you need, whether it be using the tax benefits of owning commercial property, accomplishing.
  • ROYAS Realty
  • 23371 Mulholland Drive, Unit 341, Woodland Hills, CA, 91364
  • ROYAS Realty takes a different approach to real estate that is built on effective negotiation, Integrity, win-win deals and positive results. We work diligently and effectively to find properties for our buyer clients and sellers can expect clear, effective negotiation, and discreet, professional marketing for their home.
  • Mendocino Financial
  • 23241 Ventura Boulevard, Suite 310, Woodland Hills, CA, 91364
  • Mendocino Financial offers real estate finance solutions for residential and commercial purchases and refinances throughout California. founder of the Edmond Aftandilians, provides comprehensive consulting and lending services, and offers a range of real estate finance options that take into consideration the unique circumstances.