USDA Vs. FHA your options comparison in Somers, Westchester County, NY
In 2025, the USDA loan limit in Somers, found in Westchester county, NY, is $0. The FHA limit is $1,089,300 for a single-family residence.
Utilize Lendersa® USDA loan calculator to assess today's best rates between USDA and FHA, and figure out the income, credit, reserves, and documentation needed for qualification. Our advanced tool displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the best option for your finances in .
Loan Caps and Down Payments for 2025 in Somers, Westchester, NY
Loan Type
Cap
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Somers, NY
Lendersa® aims to swiftly provide you with the best USDA or FHA loan, hassle-free. Start with one of three options to connect with matching lenders and explore USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture for rural areas. It unlike FHA loans doesn't require a 3.5% minimum down payment, needing no down payment instead.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.
Auburn, Kentucky was a private bank organized by G.W. Davidson within the years 1875 to 1880, which occupied a brick building in what is commonly known as “the old brick row” on the south side of Main Street in Auburn. These buildings burned within a few years and were rebuilt, the bank occupying the building.
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980 Birmingham Road, Suite 501-356, Milton, GA, 30004
Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind
"Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida.
Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."
4005 Nine McFarland Dr, Suite 200, Alpharetta, GA, 30004
Buying a home is a big decision. You’re making a longterm investment to help secure your family’s future. You can count on Alan Christian Mortgage Team to help you through the process.We dedicate our many years of experience to providing clients the best loan opportunities in the market.
1835 Lockeway Drive, Suite 306, Alpharetta, GA, 30004
Our experienced loan consultants will give you personal attention and treat you with the respect you deserve . We understand that purchasing a new home or refinancing your current home can be one of the biggest decisions you will make in your lifetime. That’s why we are committed to making the process as comfortable and hassle free as possible.
