USDA Vs. FHA Pro and Con comparison in Yorktown, Westchester County, NY
In the year 2025, within Yorktown, county of Westchester, in NY, the USDA loan limit stands at $0, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive rates between USDA and FHA today. This tool helps assess the requirements for income, credit, reserves, and documentation needed to proceed. Our comprehensive mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most appropriate program in for your financial situation.
2025 loan limits and down payment requirements in Yorktown, county of Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Options in Yorktown, NY
Lendersa® is dedicated to securing the best possible USDA or FHA loans for you quickly and without complication. Begin by selecting one of three options that guide you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA loan needs no down payment.
1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial
CentreBank, previously known as The Veedersburg State Bank, was founded in 1917. Upon opening, the Bank only consisted of one branch located in Veedersburg, Indiana; it remained the only bank in Veedersburg for over 80 years. In 1982 CentreBank expanded with a drive up location in Sterling, followed with a location in Covington in 1990.
First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
American Community Bank of Indiana is a local bank serving the NWI area, exclusively, for over a century! We are a true community bank that is proud to remain a faithfully local institution dedicated to being your financial partner throughout life. The bank offers a full array of personal and business banking solutions.
Whiting Refinery Federal Credit Union is an independent, federally chartered organization owned and directed by its members – your friends and fellow employees. We are a non-profit organization supervised by the Federal Government. Our purpose is to help you save your money conveniently.
North Main Credit Union proudly serves Habersham County. We offer loan services, checking and savings accounts, retirement accounts, and many other additional services aimed at “helping people afford life. Becoming a member is easy! To open a Savings Account, simply complete a membership application
7550 Hohman Avenue, Building Center, Munster, IN, 46321
Great Horizons Federal Credit Union is located in Munster, IN, United States and is part of the Depository Credit Intermediation Industry. If you are interested in joining Great Horizons FCU - Members of their immediate families. Spouses of persons who died while in the field of memberships of this credit union.
