USDA VS FHA in Yorktown, Westchester County, NY

In the year 2025, within Yorktown, county of Westchester, in NY, the USDA loan limit stands at $0, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate the most competitive rates between USDA and FHA today. This tool helps assess the requirements for income, credit, reserves, and documentation needed to proceed. Our comprehensive mortgage calculator compares USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most appropriate program in for your financial situation.

Explore loan offers from a diverse selection of 100 lenders

2025 loan limits and down payment requirements in Yorktown, county of Westchester, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA Loan Options in Yorktown, NY

Lendersa® is dedicated to securing the best possible USDA or FHA loans for you quickly and without complication. Begin by selecting one of three options that guide you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in NY

The USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, the USDA loan needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Professional Wholesale Mortgage, LLC
  • 5994 S. Holly St, Suite 246, Englewood, CO, 80111
  • Professional Wholesale Mortgage, LLC is a Colorado based company providing the lowest rates to customers across the region. We are a small company that focuses on providing competitive home loans that make sense for our clients. We understand your mortgage needs and will work to get you the best rate available.
  • Alliance Mortgage Group, Inc
  • 12625 E Euclid Dr, Centennial, CO, 80111
  • The Alliance Mortgage Group team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all Colorado residents with a Hassle-Free, Five Star experience. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help.
  • Colten Mortgage, LLC
  • 6021 S Syracuse Way, Suite 104, Englewood, CO, 80111
  • Our mission at Colten Mortgage is to make the loan process as stress-free as possible for our clients and partners. We use innovative technology to make the loan process smooth and simple, but we never underestimate the power of the human touch. Direct communication with our Loan Officers and Processing team when you have questions
  • Lead Funding, LLC
  • 7400 East Orchard Road, Suite 3000N, Englewood, CO, 80111
  • Lead Funding’s mission is to offer non-bank direct lending to real estate investors with competitive rates, hassle-free and quick terms, and complimentary essential tools. This “holistic” approach assists small to large real estate investors and is truly industry unique. To date, Lead Funding has loaned in excess of $700,000,000 directly to investo
  • Bridge Capital Resources LLC
  • 7350 E Progress Place, Suite 100, Greenwood Village, CO, 80111
  • Bridge Capital Resources™ LLC is a private money lender whose mission is to leverage entrepreneurial creativity bringing about inspired vision for transformation. We provide capital to real estate entrepreneurs for investment property acquisition, rehabilitation and stabilization. Principals of our company have nearly sixty years of combined indust
  • Approved By Charles
  • 98 Inverness Dr. East, Suite 140, Englewood, CO, 80112
  • In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.
  • Metrum Community Credit Union
  • 6980 S Holly Circle, Centennial, CO, 80112
  • At Metrum, a Centennial CO Credit Union, we care for our members’ financial needs with sound advice, value-priced products and services, while investing in the communities we serve. We are a member-owned cooperative that provides financial services for our members. Member education and credit union philosophy are the foundation of our organization.
  • SIGMA REAL ESTATE CORPORATION
  • 9000 East Nichols Avenue, Suite 225, Englewood, CO, 80112
  • Since 2004 Sigma Real Estate Corporation has offered residential real estate services in the metro Denver area including Greenwood Village, Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Parker, Castle Rock and in other surrounding cities and towns. Since 1998 Sigma Mortgage Corporation has been a leader in Colorado lending.