USDA Vs. FHA your options comparison in Lake-Mohegan, Westchester County, NY
As of 2025, in Lake-Mohegan, located within Westchester county, NY, the USDA loan ceiling is $0. In contrast, the FHA limit for a single-family residence sits at $822,375.
The Lendersa® USDA loan calculator allows you to compare current optimal USDA and FHA rates, determining the necessary income, credit, reserves, and required documentation to qualify. Our advanced mortgage calculator facilitates a comparison of USDA, FHA, Conforming, and VA options side by side, aiding your decision for the best program in that aligns with your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Lake-Mohegan, Westchester, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Lake-Mohegan, NY
Lendersa® endeavors to connect you with the best available USDA or FHA loans swiftly and without difficulty. Opt for one of three starting routes to align with lenders and find the right USDA loan programs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, receives backing from the U.S. Department of Agriculture. It is solely accessible in rural regions. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, presenting a notable benefit.
Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.
241 North Pittsburgh Street, Connellsville, PA, 15425
Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
1st Call Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
"Lenders Funding provides the assurance you need to grow or take on larger clients. As you increase your own source of funds, you can retire our participation, maximizing your ability to earn.
Since formation, we have worked with over 150 lenders and factors and have supplied several hundred million dollars in funding."
The Colfax Power Plant Employee Federal Credit Union has been providing services to its members for over 75 years. Established in 1939, we are a non-profit, member-owned, financial institution that is federally chartered and regulated by the Pennsylvania Department of Banking and federally insured by the National Credit Union Administration (NCUA).
At North East Welch Federal Credit Union, you are a member-owner of a not-for-profit organization. Money earned is returned to our members in the form of higher savings rates, lower loan rates, and low- or no-cost services. Our goal is to deliver trusted solutions that build and secure financial strength.
