USDA Vs. FHA Pro and Con comparison in Kinderhook, Columbia County, NY
In 2025, USDA loan limit in Kinderhook, county of Columbia, NY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Kinderhook, county of Columbia, NY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Kinderhook, NY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Norris, Beggs & Simpson Financial Services is a leader in mortgage servicing. Our team manages a loan portfolio backed by office, retail, industrial, multifamily and hotel properties. NBS loan servicers act as an interface between borrowers and lenders to keep loans on track for performance.
IGR Mortgage Services is one of the most experienced providers of hard money loans on the West Coast. Our hard money lending services have helped real estate investors, builders, business owners and all types of property owners for over 30 years. Many of our loan programs are now offered in states across the country.
5285 Meadows Rd, Suite 161, Lake Oswego, OR, 97035
VergePointe is built around the concept that in addition to being professionals, we have also successfully invested in businesses and real estate ourselves. With that background, along with our professional certifications and experience, we work as hard as possible to help our clients achieve their goals.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4800 SW Meadows Rd, Suite 300, Lake Oswego, OR, 97035
Willamette Falls Financial, professional mortgage company specializing in residential mortgages.At Willamette Falls Financial,we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan,we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
17040 Pilkington Rd, Suite 300, Lake Oswego, OR, 97035
Vantage Mortgage Group is one of the only independent mortgage firms in the Pacific Northwest today (serving Oregon and Washington consumers). Locally owned and operated in Lake Oswego, Oregon, Vantage has become a nationally recognized company from the impact made within the industry and unique consumer-focused platform. As many can imagine
Mann Mortgage is a family-owned company that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, Mann Mortgage has been dedicated to cultivating trust and practicing responsible lending principles. For 30 years As a company, we are committed to hometown values
5335 Meadows Rd, Suite 380, Lake Oswego, OR, 97035
Northwest Private Lending is a Portland-based private lender specializing in hard money or “collateral based loans.” We have over 20-years of lending experience in Oregon and Washington. Our primary focus is to offer creative lending solutions to borrowers who either own real estate or seek to acquire new investment real estate.
3170 US Hwy. 50, Suite 10, South Lake Tahoe, CA, 96150
Western Highland Mortgage (WHM) provides private, hard money loans in Northern California and Northern Nevada regions. Our philosophy is that we are cheaper than a partner. If the loan doesn’t make sense for you, it doesn’t make sense for us. We can usually perform this analysis for you over the phone, quickly & efficiently.
Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.
